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Credit cards

Our money experts have analysed hundreds of different cards, looking at charges, cash back and interest rates to produce Which? Best Rate credit cards for your individual needs.

best buy credit cards

Our Best Rate credit cards for:

Best 0% balance transfer credit card deals

The best credit cards if you owe money on another card and want to transfer a balance

Best credit card deals with 0% on purchases

The best credit card deals for large purchases. Find the best credit card to spread the cost over a few months for free.

Best cashback credit card deals

The best credit cards for cashback deals - if you pay off your credit card in full every month you could earn free money with a cashback credit card

Best Rate everyday credit cards

Which? Best Rate card are the best credit cards for day to day use and for borrowing. Apply online for a Visa, Amex or MasterCard credit card.

Compare all credit cards

210 credit cards reviewed

In this review you can also read more about:

Best credit cards to use abroad

The best credit cards for use abroad. The best credit cards for overseas won't charge you extra for using them

Credit card benefits

Which? explains credit card perks, including cashback, credit card reward schemes and legal protection under Section 75

Credit card customer satisfaction

Find out which credit card providers have been voted the best credit cards for customer satisfaction in Which?'s exclusive credit card survey

Credit card FAQs

Which? explains the pros and cons of credit cards, including credit card protection, PPI and sneaky extra credit card charges

Which? Recommended Providers

Which credit card providers offer great customer service and competitive products? Which? Recommended Providers (WRPs) give you both.

Switching credit cards

Which? explains how to find the best credit card for your needs and how to switch to a better credit card deal