How to use the small claims court

If you're considering using the small claims court to get your money back from a company, follow this step-by-step guide to help you.

Going to small claims court

You can use the small claims process for most contractual consumer problems, ranging from unfairly issued parking tickets to retailers who refuse to take responsibility for their faulty goods.

There is a claim value limit that varies dependant on where you are in the UK.

The total you can claim in England and Wales is £10,000, in Scotland it's £5,000 and in Northern Ireland it's £3,000.

There are a couple of key exceptions to this. You can't claim up to this amount for housing disrepair or personal injury, the limit for these is £1,000.

But even if your claim is within the claims limit, a judge may decide that a case cannot be heard as a small claim if the case is believed to be too complex.

To pursue claims outside the small claims track is likely to involve a more complicated process, can be more costly and can take longer. And, you'll also normally need a solicitor to prepare your case.

How much will it cost?

Using the small claims court should cost you relatively little. This is partly because you put the case yourself, so you don't have to pay for a solicitor.

You're required to pay the fees needed to take a claim through the small claims court in advance.

The total amount you have to pay depends on the how much you're claiming and whether you're in England, Wales, Scotland or Northern Ireland.

To work out the fees for your particular claim, visit the court and tribunal fees section of the official government website.

1 Follow the small claims process

Visit the HM Courts & Tribunals Service (Her Majesty's Court Service) online in England and Wales, the Northern Ireland Court Service or your local court to get a claim form, and other documents that explain the small claims process. 

In Scotland, small claims go through the sheriff court.  

Make sure you've complied with all the steps set out in the Practice Direction on Pre-Action Conduct before you start court action. 

If you've taken all the steps necessary to avoid court action but haven't been able to resolve the situation, then you'll need to complete the necessary claim forms.

2 Filling in the small claim forms

You need to have the full name and address of the defendant. If the defendant is a company, you'll need to give the address of the registered office. 

If you can't find this, then you can use a trading address instead.

You must set out in full the reason for your claim and the sum you're claiming from the defendant. 

When you've completed the form, the court will log the document and assign it a claim number.

Should I use mediation?

Mediation isn't mandatory but it can be an effective way to settle your dispute out of court.

If you unreasonably refuse to try mediation, or are unreasonable in the conduct of the case, then this could result in cost penalties being made against you. This would be at the discretion of the judge.

For the mediation itself, the mediator will ensure that both parties are aware that the process is not a judicial hearing and that the mediator will not take sides but take a neutral role.

The outcome of the mediation could be something other than money - possibly an apology or an agreement for a trader to return and do the faulty work again.

Not all mediations result in settlement of the dispute. But, if you sign a settlement agreement at the end of mediation, then that agreement will be binding on you.  

3 Wait for a reply

You must give the defendant a chance to send a defence – a brief explanation of why they're disputing your claim. 

Alternatively, the defendant may accept your claim in full or in part. 

The defendant has 14 days from the 'date of service' (the date by which they should have received your claim) to respond. 

Within that time, they can either file a defence or file an Acknowledgement of Service. 

If they file an Acknowledgment of Service within 14 days, they have a further 14 days in which to file a defence.

4 Directions Questionnaire

Following the receipt of a defence a court official will send out a notice of proposed allocation together with a Directions Questionnaire. 

Only where a party is a litigant in person (i.e. acting for themselves) will the court send out the appropriate Directions Questionnaire. 

The term 'directions' refers to the things that the Court orders or directs the parties to do before the final hearing takes place. 

All parties will be required to serve a copy of the completed Directions Questionnaire and any other documents required by the notice on all other parties.

5 Follow up your claim

If the other side doesn't file a defence, you can make an application to the court to enter a judgment for you. 

Fill in HM Courts & Tribunals Service form N227 - this is available online or from your local court. 

The court may grant your claim in full or set a date for a hearing where it decides how much you should receive.

If the other side does file a defence, you'll have to wait until the court assigns a date. 

In the meantime you'll receive an Directions Questionnaire, which the court uses to decide how complex your case is, and how long it will take to hear. 

You will receive a set of directions from the court which are instructions to the parties as the case moves towards the final hearing. 

For example, the direction could state that both parties send each other, and the court, copies of the documents they will be referring to during the hearing.

6 Exchange evidence

Within the small claims court system it is a standard to exchange evidence between both parties 14 days before the hearing date, at which point it may be easier to settle the claim outside of court.

But for all court dates confirmed after 6 March 2017 you can only cancel a hearing and get a full refund of your fees up to 28 days before your scheduled hearing date.

Paying for experts

You may also have to pay for an expert to provide evidence to support your case. For example, a mechanic to say that a fault in your car shouldn't occur in a car of that age.

If you win, in most cases the defendant will have to pay these fees on top of the amount you're claiming for.

The upper limit of the amount that can be recovered for experts' fees in a case allocated to the small claims court is £750.

You should agree with the other party that they are happy with the expert you plan to use and you should keep expert fees proportionate to your claim.  

7 Resolution 

If you win your case, the judge will state how long the defendant has to pay the sum you've been awarded – this is often one month. 

This amount can include expenses such as your court fees, reasonable travelling expenses, the cost of staying overnight if relevant, and up to £90 for loss of earnings if you had to take unpaid time off work to attend the court hearing. 

You can ask for the same for any witnesses you called, as long as it was necessary for them to attend the hearing. 

In Northern Ireland you can only claim the court fee.

Please tell us what you think of the Which? Consumer Rights website.

Your feedback is vital in helping us improve this site. All data will be treated confidentially. This survey will take approximately 5 minutes to complete.

Please take our survey so we can improve our website for you and others like you.