In 2014-2015, the average weekly cost of a place in a residential home in England was around £587, and a place in a nursing home cost around £790. But these are only average figures, so you or your relative could be looking at considerably higher figures.
On this page we look at:
1. Highest and lowest care home fees
2. How much a self-funder might pay in care home fees
3. Local authority-funded care
4. The care cap as a part of the Care Act
Highest and lowest care home fees
Care home costs vary widely across the UK depending on where your relative lives and what type of care he or she requires. The fee your relative has to pay also depends on whether their room is a single or shared, and even what your relative's needs are. For example, a care home is quite likely to add to their average fee for someone who has dementia. As you might expect, the highest fee rates are in the south east of England and the lowest are in Northern Ireland and north east England
Research by Knight Frank for the 2014-15 financial year (2015 Care homes trading performance review) indicates that the average weekly fee for a nursing home in the south east is £893, whereas in the north east the average fee is £577. Taking the figures as a whole across the UK, the average weekly nursing home fee is £699.
Residential care home fees are consistently lower to match the lower level of care that is given. In 2014-15, the UK average weekly fee for a care home that provides personal care was £587.
The average care home costs across the UK
Here we show the average fees by region for privately and publicly-funded rooms combined, as researched by KnightFrank for their 2015 Care homes trading performance review.
|Region||Cost of nursing care/week||Cost of residential care/week|
|Yorkshire and the Humber||£601||£532|
|East of England||£735||£612|
If you aren't sure which region a county might be in, we have divided the counties in England into alphabetical order. Click through the boxes below to find the county on the left and region on the right.
|Bedfordshire||East of England|
|Cambridgeshire||East of England|
|County Durham||North east|
|East Riding of Yorkshire||Yorkshire and the Humber|
|East Sussex||South east|
|Essex||East of England|
|Greater Manchester||North west|
|Hertfordshire||East of England|
|Isle of Wight||South east|
|Isles of Scilly||South west|
|Norfolk||East of England|
|North Lincolnshire||Yorkshire and the Humber|
|North Yorkshire||Yorkshire and the Humber|
|South Yorkshire||Yorkshire and the Humber|
|Suffolk||East of England|
|Tyne & Wear||North east|
|West Midlands||West Midlands|
|West Sussex||South east|
|West Yorkshire||Yorkshire and the Humber|
How much might a self-funder pay in care home fees?
Armed with these average weekly figures, it's easy to see that someone who is paying all their own fees will quickly start amassing a sizeable bill. If your father lives in Northumberland and he is moving into a residential care home, the chances are he will be paying around £26,247 in fees each year. If he lives in Kent and is moving into a nursing home, the fees are likely to be in the region of £46,436 each year.
Then take into account that the average length of time that older people stay in a care home is a little over two-and-a-half years and the potential bill for funding for care in old age could be as much as a daunting £116,000.
Local authority-funded care
However, less than half of people in a care home (an estimated 44%) are fully self-funded, so don’t assume that your relative will be paying all his or her own fees. We explain when local authorities pay the fees for a care home and when the NHS might step in in Paying for care.
Get a Will from Which?
If you are involved with helping your relative manage his or her financial affairs, perhaps now is a good time to be thinking of making a will for yourself if you haven’t done so already. Make sure your treasured possessions go to the ones you love – see how we can help at Which? Wills.
See also Getting local authority funding for a care home where we explain the steps you need to take to get a financial assessment, the thresholds that are applied for local authority funding, and how capital and income are assessed.
The care cap as a part of the Care Act
On 1 April 2016 the government had planned to implement a cap on the amount of money everyone would pay for the cost of care over the course of their lifetime. This was set to be at £72,000. However, in July 2015 the government announced that the plans would be delayed to April 2020.
The cost of care therefore remains the responsibility of the local authorities for people whose income and assets are assessed as being beneath the threshold and those people who are self-funding a care home will continue to pay all their fees.
Helping loved ones in later life is an introduction to the different care choices that are available. Perhaps you are looking for ways to help a relative to stay living at home, or it could be that one (or both) of your parents or a partner want to move into somewhere offering sheltered or residential care. We explain the choices and how to find out more.
- Paying for care: an overview of the different ways that a care home can be paid for.
- Care services directory: use our searchable directory to help find care homes in any part of the UK.
- Getting local authority funding for a care home: a step-by-step breakdown of the best way forward.
Page last reviewed: 30 November 2015
Next review due: 28 February 2017