Cookies at Which? We use cookies to help improve our sites. If you continue, we'll assume that you're happy to accept our cookies. Find out more about cookies

Travel (prepaid) credit cards

Sterling prepaid cards reviewed

By Rob Goodman

Article 5 of 5

Put us to the test

Our Test Labs compare features and prices on a range of products. Try Which? to unlock our reviews. You'll instantly be able to compare our test scores, so you can make sure you don't get stuck with a Don't Buy.

Sterling prepaid cards reviewed

Discover everything you need to know about sterling prepaid cards

Best sterling prepaid cards

If you're travelling abroad to a country that doesn't use the euro or US dollar as its main currency, or if you're travelling to more than one country, a sterling prepaid card with low top-up fees and foreign exchange mark-up could offer great value.

If you're heading to the eurozone or the US, a euro prepaid card or dollar prepaid card may be a better option. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. 

Which? Money Compare: Credit cards for overseas spending – find a credit card for your needs at Which? Money Compare

Table last updated in December 2016.

Sterling prepaid cards
Card name Foreign exchange mark up Foreign ATM fee Top-up fee - debit card   Reload options Scenario 1 - euros Scenario 2 - dollars
Revolut n/a Freea Freea Smartphone app £844 £811
ICE Traveller's Cashcard n/a Free Free Internet/Phone/Branch £857 £808
FairFx Anywhere card 1.4% £1 £1 Internet/Phone/SMS £858 £847
AA Worldwide card



Free if over £50b Free if over £50b Internet/Cheque/Selected Branches £888 £835
Table notes:
Scenario 1: Total cost of making seven €100 purchases and two €150 cash withdrawals from an ATM abroad, based on exchange rates offered in December 2016. We also factor in load and cash withdrawal fees.
Scenario 2: As scenario 1, but making seven $100 purchases and two $150 cash withdrawals (provider's fees included).
a Up to £200 (or equivalent) per calendar month. 2% thereafter.
b Otherwise €1.5/$1.5
  • Last updated: July 2016
  • Updated by: Rob Goodman

Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.