Sterling prepaid cards reviewed

Credit cards

Sterling prepaid cards reviewed

By Rob Goodman

Article 5 of 5

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Sterling prepaid cards reviewed

Discover everything you need to know about sterling prepaid cards

Best sterling prepaid cards

If you're travelling abroad to a country that doesn't use the euro or US dollar as its main currency, or if you're travelling to more than one country, a sterling prepaid card with low top-up fees and foreign exchange mark-up could offer great value.

If you're heading to the eurozone or the US, a euro prepaid card or dollar prepaid card may be a better option. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. 

Which? Money Compare: Credit cards for overseas spending – find a credit card for your needs at Which? Money Compare

Table last updated in April 2016.

Sterling prepaid cards
Card name Foreign exchange mark up Foreign ATM fee Top-up fee - debit card   Reload options Scenario 1 - euros Scenario 2 - dollars
Revolut n/a Free 3% (US) Smartphone app £787 £696
FairFx Anywhere card 1.4% £1 Free Internet/Phone/SMS £802 £706
My Travel Cash Multi Currency Card 2.99% Free Free Internet/Phone/SMS £807 £710
ICE Traveller's Cashcard n/a Free Free Internet/Phone/Branch £811 £714
Monarch Worldwide GB £ Card 2.99% Free Free Internet £812 £715
Escape Travel Money n/a Free if over £100a Free Internet/ mobile phone app £815 £722
Travelex Cash Passport (GB£) 2.49% Free Free Internet/Phone/SMS £818 £722
AA Worldwide card

n/a

 

Free if over £50b Free Internet/Cheque/Selected Branches £824 £728

Table notes:
Scenario 1: Total cost of making seven €100 purchases and two €150 cash withdrawals from an ATM abroad, based on the an average of exchange rates offered across three weeks in April 2016. We also factor in load and cash withdrawal fees.
Scenario 2: As scenario 1, but making seven $100 purchases and two $150 cash withdrawals (provider's fees included).

a Otherwise €2.25/$2.25

b Otherwise €1.5/$1.5
 

  • Last updated: July 2016
  • Updated by: Rob Goodman