Prepaid cards Euro and Dollar prepaid cards reviewed

Best Euro and Dollar prepaid cards

If you're heading to a country that uses the Euro or US Dollar as its currency, the prepaid cards in the table below are ranked by a combination of exchange rate, load and ATM fees. By loading the card with Euros or Dollars before you travel, you can set the exchange rate at a time when rates are in your favour.

Sterling prepaid cards are not restricted to a particular currency and our analysis shows in some cases they can be as competitive as their Euro/Dollar counterparts. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. Revolut shown in the table below offers near interbank rates on a par with the exchange rate offered by Visa/MasterCard. 

Which? Money Compare: Credit cards for overseas spending - Find a credit card for your needs at Which? Money Compare

Table last updated in March 2016. Next update due September 2016.

Euro and dollar prepaid cards
Card nameCost of cardForeign ATM feeTop-up fee debit cardTop-up optionsScenario 1 - eurosScenario 2 - dollars
Revolut CardNoFreeFree - DCSmartphone app£272£251
Ace FX Euro/Dollar CardNoFreeFree - DCInternet£277£255
Moneycorp (White) Explorer CardNoFreeFree - DCInternet / Phone / Moneycorp branch£278£256
We SwapNo€1.75/$2.25Free - DCInternet, Smartphone app£278£257
CaxtonFX Euro/Dollar CardNoFreeFree - DCInternet / phone / SMS£279£257
Vida FX Prepaid Currency cardNoFreeFree - DCInternet£279£257
Easyjet Euro Currency Card£5.95aFreeFree - DCInternet£280n/a
Bread FX Euro card£10 deposit€ 1.50Free - DCInternet / Phone£280n/a
Travelex Cash PassportNoFreeFreeInternet / Phone / Branch£281£258
FairFx Currency Cards£9.95€1.5/$2Free - DC & BACsInternet / Phone / SMS£281£259
My Travel Cash Euro/DollarNoFreeFree - DCInternet / mobile phone app£282£260
Monarch Eurozone CardNoFreeFree - DCInternet£282n/a
Thomas Cook Cash Passport (Euro/Dollar)No€2/$2.5FreeInternet/Phone£282£260
The Co-operative Bank Cash PassportNo€2/$2.5FreeInternet / Phone£282£260
Escape Travel Money Cash PassportNoFreeFreeInternet£283£260
Virgin Money Prepaid Travel Money CardNo€1.5/$2Free - DCInternet£284£261
Thomson Travel Money Card (Euro/Dollar)No€2/$3FreeBranch / Internet / mobile phone app£284£263
PFS Travel Money Card (Euro/Dollar)No2%bFreeBranch / Internet / SMS£287£262
Post Office Travel Money CardNo€2/$2.5FreeInternet / Phone / Branch / SMS£288£264
ICE Travellers Cashcard Euro/Dollar£4.75FreeFreeInternet£292£268

Table notes:
Scenario 1: Total cost of making six €25 purchases and two €100 cash withdrawals from an ATM abroad, based on the exchange rate offered on the 1 March 2016
Scenario 2: As scenario 1, but making six $25 purchases and two $100 cash withdrawals (provider's fees included). The table is ranked by Scenario 1

a Free if you load over £100 b €3-€7.5; $4-$10

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