Prepaid cards Euro and Dollar prepaid cards reviewed

Best Euro and Dollar prepaid cards

If you're heading to a country that uses the Euro or US Dollar as its currency, the prepaid cards in the table below are ranked by a combination of exchange rate, load and ATM fees. By loading the card with Euros or Dollars before you travel, you can set the exchange rate at a time when rates are in your favour.

Sterling prepaid cards are not restricted to a particular currency and our analysis shows in some cases they can work out as better value than their Euro/Dollar counterparts. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. 

Which? comparison table: Credit cards for overseas spending - compare the best deals on the market

Table last updated in February 2014. Next update due February 2015.

Euro and dollar prepaid cards
Card nameCost of cardForeign ATM feeTop-up feeTop-up optionsScenario 1 - eurosScenario 2 - dollarsFind out more
CaxtonFX Euro/Dollar CardNoaFreeFree - DCInternet / phone / SMS£211£155Apply now
Travelex Cash Passport bNocFreeFreedInternet / Phone / Branch£212£155Apply now
Easyjet Euro Currency Card£5.95FreeFree - DCInternet£212n/aVisit site
my Travel Cash Euro/DollareNofFreeFree - DCInternet / mobile phone app£214£156Apply now
ICE Travellers Cashcard Euro/DollarNoFreeFreeInternet£214£156Visit site
FairFx Currency Cards£9.95€1.5/$2Free - DC & BACsInternet / Phone / SMS£214£158Apply now
Monarch Eurozone CardNofFreeFree - DCInternet£215n/aVisit site
Thomas Cook Cash Passport (Euro/Dollar)Noc€2/$3FreeBranch / Internet£216£159Visit site
The Co-operative Bank Cash PassportNoc€2/$2.5FreeInternet / Phone£219£161Visit site
First Choice Travel Money Card (Euro/Dollar)No€2/$3FreeBranch / Internet£220£163Visit site
Thomson Travel Money Card (Euro/Dollar)No€2/$3FreeBranch / Internet£220£163Visit site
Post Office Travel Money CardNo€2/$2.5FreeInternet / Phone / Branch / SMS£220£162Visit site
Virgin Money Prepaid Travel Money CardNo€1.5/$2Free - DCInternet£222£164Visit site

Table notes

Scenario 1: Total cost of making two €50 purchases and three €50 cash withdrawals from an ATM abroad, based on average exchange rate offered over 5 separate days in February 2014

Scenario 2: As scenario 1, but making two $50 purchases and three $50 cash withdrawals (provider's fees included) 

The table is ranked by Scenario 1

Key: DC = Debit Card

  1. £10 deposit paid for card, repaid in your first balance
  2. Also available in Australian Dollar, Canadian Dollar, New Zealand Dollar, South African Rand
  3. There is an inactivity fee of $3.50 for the Dollar card and €3 on the Euro card if the card is not used for 12 consecutive months
  4. Top up fee may vary according to branch
  5. 1% cashback can be earned on purchases. Cashback goes back on the card in the following month
  6. There is a €2.50 inactivity fee for the Euro Currency Card and $3 for the US Dollar Currency Card
  7. £0.99 to load debit, 4% credit card

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