Prepaid cards Euro and Dollar prepaid cards reviewed
Best Euro and Dollar prepaid cards
If you're heading to a country that uses the Euro or US Dollar as its currency, the prepaid cards in the table below are ranked by a combination of exchange rate, load and ATM fees. By loading the card with Euros or Dollars before you travel, you can set the exchange rate at a time when rates are in your favour.
Sterling prepaid cards are not restricted to a particular currency and our analysis shows in some cases they can be as competitive as their Euro/Dollar counterparts.
Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. Revolut shown in the table below offers near interbank rates on a par with the exchange rate offered by Visa/MasterCard.
Which? Money Compare: Credit cards for overseas spending - Find a credit card for your needs at Which? Money Compare
Table last updated in 30 October 2015. Next update due February 2016.
|Euro and dollar prepaid cards|
|Card name||Cost of card||Foreign ATM fee||Top-up fee debit card||Top-up options||Scenario 1 - euros||Scenario 2 - dollars|
|Revolut Card||No||Free||Free - DC||Smartphone app||£256||£227|
|CaxtonFX Euro/Dollar Card||No||Free||Free - DC||Internet / phone / SMS||£261||£233|
|Monarch Eurozone Card||No||Free||Free - DC||Internet||£261||n/a|
|Ace FX Euro/Dollar Card||No||Free||Free - DC||Internet||£262||£233|
|We Swap||No||€1.75/$2.25||Free - DC||Smartphone app||£262||£232|
|Easyjet Euro Currency Card||£5.95||Free||Free - DC||Internet||£263||n/a|
|Travelex Cash Passport||No||Free||Free||Internet / Phone / Branch||£263||£230|
|Bread FX Euro card||£10 deposit||€ 1.50||Free - DC||Internet||£264||n/a|
|FairFx Currency Cards||£9.95||€1.5/$2||Free - DC & BACs||Internet / Phone / SMS||£264||£235|
|Moneycorp (White) Explorer Card||Free||€1.75/$2.25||Free - DC||Internet / Phone / Moneycorp branch||£264||£234|
|my Travel Cash Euro/Dollare||No||Free||Free - DC||Internet / mobile phone app||£265||£234|
|Thomas Cook Cash Passport (Euro/Dollar)||No||€2/$2.5||Free||Branch / Internet||£266||£236|
|Sainsbury's Bank Cash Passport||No||€1.75/$2.3||Free - DC||Internet / phone||£266||£235|
|ICE Travellers Cashcard Euro/Dollar||£4.75||Free||Free||Internet||£267||£237|
|The Co-operative Bank Cash Passport||No||€2/$2.5||Free||Internet / Phone||£269||£238|
|Thomson Travel Money Card (Euro/Dollar)||No||€2/$3||Free||Branch / Internet||£270||£240|
|Post Office Travel Money Card||No||€2/$2.5||Free||Internet / Phone / Branch / SMS||£271||£240|
|Virgin Money Prepaid Travel Money Card||No||€1.5/$2||Free - DC||Internet||£273||£242|
Scenario 1: Total cost of making six €25 purchases and two €100 cash withdrawals from an ATM abroad, based on the exchange rate offered on the 15 September 2015
Scenario 2: As scenario 1, but making six $25 purchases and two $100 cash withdrawals (provider's fees included). The table is ranked by Scenario 1
Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.