Prepaid cards Sterling prepaid cards reviewed

Best sterling prepaid cards

If you're travelling abroad to a country that doesn't use the Euro or US Dollar as its main currency, or if you're travelling to more than one country, a sterling prepaid card with low top-up fees and foreign exchange markup could offer great value.

If you're heading to the Eurozone or the USA, a Euro prepaid card or US dollar prepaid card may be a better option. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. 

Which? comparison table: Credit cards for overseas spending - compare the best deals on the market

Table last updated in July 2015. Next update due September 2015.

Sterling prepaid cards
Card nameForeign exchange mark upForeign ATM feeTop-up fee - debit card  Reload optionsScenario 1 - eurosScenario 2 - dollarsFind out more
Revolut card0%FreeFreeSmartphone app£251£221Visit site
FairFx Anywhere card1.4%£1FreeInternet/Phone/SMS£257£225Apply now
CaxtonFx Global Traveller2.49%FreeFreeInternet/Phone/SMS£257a£226aApply now
Travelex Cash Passport Globe³2.49%FreeFreeInternet/Phone/Branch£257£226Apply now
ICE Travellers Cashcard £0%Free2.85%bInternet£258£226Visit site
Monarch Worldwide GB £ Card2.99%FreeFreeInternet£259£227Visit site
my Travel Cash Multi-Currency Cardg2.99%FreeFreeInternet/ mobile phone app£259£227Apply now
Thomson Sterling Prepaid card¹3%£1.502% (£5 min)Internet/Branch£267£234Visit site
Endsleigh Prepaid MasterCardn/a


£2.252.25%Internet/Cheque/Selected Branches£270£238Visit site
Travelex Cash Passport (GB£)5.75%Free2% (£3 min)Internet/Phone/SMS£271£237Visit site
Post Office Sterling Prepaid card²2.49%£1.501.5% (£3 min, £50 max)Internet/Post Office/Phone£273£241Visit site

Table notes:
Scenario 1: Total cost of making six €25 purchases and two €100 cash withdrawals from an ATM abroad, based on the exchange rates offered on the 22 June 2015. We also factor in load and cash withdrawal fees.
Scenario 2: As scenario 1, but making six $25 purchases and two $100 cash withdrawals (provider's fees included).
¹Based on the MasterCard version of the card.
²£5 cost of the card.
³There is a £1.50 fee on all transactions.

Wherever we display an “APPLY NOW” button in the above table, that company pays us a small fee each time someone clicks on the button. These payments do not influence whether a product is in the table, where it appears, or whether it continues to do so. Our Best Rates tables are compiled by our independent researchers. All revenue raised from these tables is reinvested in our research and campaigning work on behalf of all UK consumers.

More on this...

Which Ltd is an Introducer Appointed Representative of Which? Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority. Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Your home may be repossessed if you do not keep up repayments on your mortgage.