Prepaid cards Sterling prepaid cards reviewed

Best sterling prepaid cards

If you're travelling abroad to a country that doesn't use the Euro or US Dollar as its main currency, or if you're travelling to more than one country, a pound sterling prepaid card with low top-up fees and foreign exchange markup could offer great value.

If you're heading to the Eurozone or the USA, a Euro prepaid card or US dollar prepaid card may be a better option. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. 

Which? comparison table: Credit cards for overseas spending - compare the best deals on the market

Table last updated in February 2015. Next update due August 2015.

Sterling prepaid cards
Card nameForeign exchange mark upForeign ATM feeTop-up fee - debit card  Reload optionsScenario 1 - eurosScenario 2 - dollarsFind out more
FairFx Anywhere card1.4%£1FreeInternet/Phone/SMS£269£238Apply now
CaxtonFx Global Traveller2.49%FreeFreeInternet/Phone/SMS£270a£238aApply now
Travelex Cash Passport Globe³2.49%FreeFreeInternet/Phone/Branch£270£238Apply now
ICE Travellers Cashcard £0%Free2.85%bInternet£271£239Visit site
Monarch Worldwide GB £ Card2.99%FreeFreeInternet£271£239Visit site
my Travel Cash Multi-Currency Cardg2.99%FreeFreeInternet/ mobile phone app£271£240Apply now
Thomson Sterling Prepaid card¹3%£1.502% (£5 min)Internet/Branch£279£247Visit site
Endsleigh Prepaid MasterCardn/a


£2.252.25%Internet/Cheque/Selected Branches£280£247Visit site
Travelex Cash Passport (GB£)5.75%Free2% (£3 min)Internet/Phone/SMS£284£251Visit site
Post Office Sterling Prepaid card²2.49%£1.501.5% (£3 min, £50 max)Internet/Post Office/Phone£286£254Visit site

Table notes:
Scenario 1: Total cost of making six €25 purchases and two €100 cash withdrawals from an ATM abroad, based on the exchange rates offered on the 02 February 2015. We also factor in load and cash withdrawal fees.
Scenario 2: As scenario 1, but making six $25 purchases and two $100 cash withdrawals (provider's fees included).
¹Based on the MasterCard version of the card.
²£5 cost of the card.
³There is a £1.50 fee on all transactions.

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