Prepaid cards Sterling prepaid cards reviewed

Best sterling prepaid cards

If you're travelling abroad to a country that doesn't use the Euro or US Dollar as its main currency, or if you're travelling to more than one country, a sterling prepaid card with low top-up fees and foreign exchange markup could offer great value.

If you're heading to the Eurozone or the USA, a Euro prepaid card or US dollar prepaid card may be a better option. 

Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month. 

Which? Money Compare : Credit cards for overseas spending - Find a credit card for your needs at Which? Money Compare

Table last updated in March 2016. Next update due September 2016.

Sterling prepaid cards
Card nameForeign exchange mark upForeign ATM feeTop-up fee - debit card  Reload optionsScenario 1 - eurosScenario 2 - dollars
FairFx Anywhere card1.4%£1FreeInternet/Phone/SMS£276£255
CaxtonFx Global Traveller2.49%FreeFreeInternet/Phone/SMS£2771£2561
Travelex Cash Passport Globe22.49%FreeFreeInternet/Phone/Branch£277£256
ICE Travellers Cashcard £ Card0%Free2.85%Internet£278£257
Monarch Worldwide GB £ Card2.99%FreeFreeInternet£279£257
My Travel Cash Multi-Currency Card2.99%FreeFreeInternet/ mobile phone app£279£257
Escape Travel Money Multi-Currency Cardn/a£2.253FreeInternet/ mobile phone app£283£260
Thomson Sterling Prepaid card3%£1.502% (£5 min)Internet/Branch£287£265
Travelex Cash Passport (GB£)5.75%£1.502%Internet/Phone/SMS£292£269
Endsleigh Prepaid MasterCardn/a


£2.252.25%Internet/Cheque/Selected Branches£296£272

Table notes:
Scenario 1: Total cost of making six €25 purchases and two €100 cash withdrawals from an ATM abroad, based on the exchange rates offered on the 1 March 2016. We also factor in load and cash withdrawal fees.
Scenario 2: As scenario 1, but making six $25 purchases and two $100 cash withdrawals (provider's fees included).
1) Based on the MasterCard version of the card.
2) £9.99 cost of the card.

3) Refunded if withdrawal £100+ 

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