Prepaid cards Sterling prepaid cards reviewed

Best sterling prepaid cards

If you're travelling abroad to a country that doesn't use the Euro or US Dollar as its main currency, or if you're travelling to more than one country, a Sterling prepaid card with low top up fees and foreign exchange mark up could offer great value.

If you're heading to the Eurozone or the USA, a Euro prepaid card or US dollar prepaid card may offer better value. 

A credit card with low fees on overseas spending can work out as the best solution on card purchases made abroad, as long as the bill is paid off in full each month. 

Sterling prepaid cards
Card nameForeign exchange mark upForeign ATM feeTop-up fee  Reload optionsScenario 1 - eurosScenario 2 - dollarsFind out more
ICE Travellers Cashcard £a0%FreeDC - 1.85%bInternet£209£154Visit site
Travelex Cash Passport Globec2.49%FreeFreeInternet/Phone/Branch£210£155Apply now
FairFx Anywhere cardc1.4%£1Free - DCfInternet/Phone/SMS£211£156Visit site
my Travel Cash Multi-Currency Cardg2.99%FreeFree - DCInternet/ mobile phone app£212£155Apply now
CaxtonFx Global Travellerd2.75%FreeFreeInternet/Phone/SMS£213e£156eApply now
Monarch Worldwide GB £ Cardh2.5%£1Free - DCgInternet£214£158Visit site
Post Office Sterling Prepaid card3%£1.501.5% (£3 min, £50 max)Internet/Post Office/Phone£219£162Visit site
First Choice Sterling Prepaid card3%i£1.502% (£5 min)Internet/Branch£220£161Visit site
Thomson Sterling Prepaid card3%i£1.502% (£5 min)Internet/Branch£220£161Visit site
Travelex Cash Passport (GB£)j5.75%Free2% (£3 min)Internet/Phone/SMS£222£163Visit site
Endsleigh Prepaid MasterCardkn/al

 

£2.252.25% - DCInternet/Cheque/Selected Branches£225£167Visit site

Table notes

Scenario 1: Total cost of making two €50 purchases and three €50 cash withdrawals from an ATM abroad, based on average exchange rates offered over 5 separate days in February 2014. We also factor in load and cash withdrawal fees.

Scenario 2: As scenario 1, but making five $50 purchases and five $50 cash withdrawals (provider's fees included)

DC - Debit Card

  1. Amount includes 1% cashback
  2. Minimum load is £50. Load fee for credit card is 2%.
  3. £9.95 purchase fee
  4. Minimum load is £100, limit of 2 withdrawals per day and 4 withdrawals over 5 days. £4.50 charge to remove unused money from the card.  
  5. Based on Caxton FX's Global Traveller Visa. 
  6. £9.95 purchase and annual fee. Minimum load is £50. Load fee for credit card is 2.5%
  7. 1% cashback can be earned on purchases. Load fee for credit card is 2.5%. £2 inactivity fee if the card is not used for 12 consecutive months. £5 fee to cancel the card.
  8. Minimum load is £10. Load fee for credit cards is 2.5% and there is £5 fee to cancel the card.
  9. There is an additional 50p charge for each point of sale transaction abroad
  10. £2 monthly inactivity fee if the card is not used for 12 consecutive months. Minimum load is £50. £4 over counter fee to retrieve unused money, £10 negative balance charge
  11. £9.95 purchase fee, £4.95 annual fee thereafter. 3.99% load for credit cards
  12. Exchange rate set by Endsleigh

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