Prepaid cards Sterling prepaid cards reviewed
Best sterling prepaid cards
If you're travelling abroad to a country that doesn't use the Euro or US Dollar as its main currency, or if you're travelling to more than one country, a pound sterling prepaid card with low top-up fees and foreign exchange markup could offer great value.
Alternatively, a credit card with low fees on overseas spending can work out as the best option for purchases made abroad, as long as the bill is paid off in full each month.
Which? comparison table: Credit cards for overseas spending - compare the best deals on the market
Table last updated in February 2014. Next update due February 2015.
Scenario 1: Total cost of making two €50 purchases and three €50 cash withdrawals from an ATM abroad, based on average exchange rates offered over 5 separate days in February 2014. We also factor in load and cash withdrawal fees.
Scenario 2: As scenario 1, but making five $50 purchases and five $50 cash withdrawals (provider's fees included)
DC - Debit Card
- Amount includes 1% cashback
- Minimum load is £50. Load fee for credit card is 2%.
- £9.95 purchase fee
- Minimum load is £100, limit of 2 withdrawals per day and 4 withdrawals over 5 days. £4.50 charge to remove unused money from the card.
- Based on Caxton FX's Global Traveller Visa.
- £9.95 purchase and annual fee. Minimum load is £50. Load fee for credit card is 2.5%
- 1% cashback can be earned on purchases. Load fee for credit card is 2.5%. £2 inactivity fee if the card is not used for 12 consecutive months. £5 fee to cancel the card.
- Minimum load is £10. Load fee for credit cards is 2.5% and there is £5 fee to cancel the card.
- There is an additional 50p charge for each point of sale transaction abroad
- £2 monthly inactivity fee if the card is not used for 12 consecutive months. Minimum load is £50. £4 over counter fee to retrieve unused money, £10 negative balance charge
- £9.95 purchase fee, £4.95 annual fee thereafter. 3.99% load for credit cards
- Exchange rate set by Endsleigh
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