Protection insurance explained
- The types of protection insurance available
- What each insurance policy covers, and doesn't cover
- The best ways to buy an protection insurance policy
What's in this guide
How to choose the best protection insurance policy, including income protection, health insurance, life insurance and mortgage insurance.
Income protection pays out if you're unable to work due to sickness or accident. It's a key protection product that most working adults should consider.
There are two main types of life insurance: term assurance and whole-of-life. We explain the differences and how to buy it.
Critical illness cover (CIC) pays out a cash lump sum if you're diagnosed with one of a number of listed critical illnesses. We explain the key details.
MPPI covers your mortgage payments if you're unable to work due to accident, sickness or unemployment. We explain how.
Find out what payment protection insurance (PPI) covers and how to put in a complaint if you think you've been mis-sold a policy.
PMI, or 'health insurance', covers you for essential treatments like surgery, consultations, nursing and hospital care. But is it worth buying?
Income protection and life insurance through your employer can be cheaper for you and boost your employer's staff retention. It's worth asking.