annuities

Annuities explained

  • Buying an annuity: how to turn your pension fund into an income
  • The pros and cons of different annuity options, including enhanced annuities
  • Tips on shopping around to increase the amount you'll get from your annuity
  • Want to avoid buying an annuity? We explore the alternatives available

What's in this guide

What is an annuity

Which? walks you through the basics of what is an annuity, how annuities work, who annuities are appropriate for and when you should buy an annuity.

Annuity options

Confused by the options? We explain the basic annuity types you will have to choose between.

Annuity types

Once you've decided on the basics, there are a number of annuity options available to you.

Buying an annuity

Increase your income by shopping around for the best annuity rate.

Enhanced annuities

A third of those in retirement could be entitled to more income through an enhanced annuity.

Annuity alternatives

Four alternatives to buying an annuity with your whole pension pot.

Which? works for you