Contracting out of state second pension (S2P)
- What 'contracting out' means, and how to find out if you are contracted out or not
- The options explained; including defined benefit (DB) and defined contribution (DB) pensions
- How 2012 rule changes will affect those in a defined contribution (DC) pension scheme
What's in this guide
State additional pension (S2P) and contracting out
It's important to be clear about whether or not you're contracted out.