Best Rate savings accounts Notice savings accounts
The table below shows the best notice savings accounts currently available. Before applying, it's worth comparing these accounts with our Best Rate instant access savings accounts, as the latter often offer similar rates and come with greater flexibility when you want to withdraw your cash.
| Provider | AER AER help | Bonus rate | Notice period | Access Access help | Min deposit | Customer score Customer score help | Find out more |
|---|---|---|---|---|---|---|---|
| United National Bank 90 Day Online Notice | 3.12% | n/a | 90 days |
| £2,000 | n/a |  |
| Aldermore 90 Day Notice  | 3.10% | n/a | 90 days |
| £1,000 | 62% | |
| Post Office Reward Saver  | 3.00% | 1.00% (12 months) | 30 days |
| £500 | 51% | |
| West Bromwich BS High Income Over 50 Notice  | 2.80% | n/a | 90 days |
| £1,000 | 51% | |
| KRBS 60 Day Notice  | 2.75% | 1.00% (12 months) | 60 days |
| £1,000 | 51% | |
| Skipton BS Serious Saver  | 2.75% | 1.25% (12 months) | 15 days |
| £5,000 | 54% | |
| Hinckley & Rugby BS 90 Day Notice Postal Account  | 2.65% | 1.00% (12 months) | 90 days |
| £2,500 | n/a | |
| Bath BS Direct 60 Issue 4  | 2.60% | n/a | 60 days |
| £2,500 | n/a | |
| Principality BS 60 Day Direct  | 2.60% | 1.00% (12 months) | 60 days |
| £1,000 | 62% | |
Help
AER
AER is annual equivalent rate and shows how much interest you'll receive in one year.
Access
Key:
- Branch
- Internet
- Postal
- Telephone
Customer score
Which? member score based on customer satisfaction and likelihood of recommending company to friend/family member.
Wherever we display an “APPLY NOW” button in the above table, that company pays us a small fee each time someone clicks on the button. These payments do not influence whether a product is in the table, where it appears, or whether it continues to do so. Our Best Rates tables are compiled by our independent researchers. All revenue raised from these tables is reinvested in our research and campaigning work on behalf of all UK consumers.
How we choose our Best Rate savings accounts
Which? Best Rate Savings accounts offer the best rates on the market, subject to the following conditions:
- Providers must be fully covered by the Financial Services Compensation Scheme (FSCS)
- All bonuses must be payable for at least 12 months
- All of our Best Rate accounts are standalone (not tied to the purchase of another product and not available via third-party organisations or comparison sites) and available nationally, but it's worth checking the rates paid by smaller building societies in your area to see if they can do a little better
- Accounts are available at a branch, by post, phone or internet and all displayed show the annual effective rate (AER) before tax.
Which? Recommended Providers and Which? warning
Which? Recommended Providers are companies that are both rated highly by our members and have products that meet the high standards of our researchers. Which? closely monitors the products and practices of all Recommended Providers and reserves the right to exclude any company that does not treat its customers fairly. Follow the link for a full list of WRPs.
We also understand that for many people, finding products with the best rate is a priority. But where a product from a provider with a poor service score appears in our Best Rate tables, we'll highlight this with the warning logo. By naming and shaming providers which customers judge to offer poor satisfaction in these tables, we hope that companies improve their standards.
- For a personalised solution, call our experts on the Money Helpline
- Or for an alternative option take a look at our best rate cash isa reviews
- Make sure you're getting the best possible savings rate with our Savings Rate Booster
