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Asda Money credit card review

Find out how Asda Money has been rated for its application process, customer service, mobile app and more in our latest customer satisfaction survey.

In this article
What do Asda Money credit cards offer?  How does Asda Money compare to other providers? Is Asda Money a good credit card provider?
How we calculate Asda Money's customer score and ratings Asda Money credit card FAQs

What do Asda Money credit cards offer? 

Asda Money offers two cashback credit cards – one of which is also a credit-builder – which allow you to earn points to turn into vouchers you can use at Asda supermarkets.

The reward scheme is unlimited and pays a penny for every pound spent in Asda and per £5 spent elsewhere.

How does Asda Money compare to other providers?

Asda achieved a score of 65% in our latest credit card satisfaction survey placing it joint 22nd along with Vanquis Bank.

Credit Cards
Asda Money review
Which? Customer Score
22nd out of 29 credit card providers
Which?'s rating for customer satisfaction, based on feedback from real customers. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand.
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Is Asda Money a good credit card provider?

Our survey also reveals how Asda Money customers rated the provider across 10 categories. 

Find out how in our table below how Asda Money scored for its application process, online account management, telephone banking, mobile app, statement clarity, transparency of charges, overseas usage fees, customer service and query handling.

Asda Money credit card satisfaction



Star rating
Customer service

3 out of 5

Application process

4 out of 5

Clarity of statement

3 out of 5

Transparency of charges and penalties

3 out of 5

Dealing with queries 3 out of 5
Dealing with complaints 3 out of 5
Ability to manage online 3 out of 5
Ability to manage by mobile app

2 out of 5

Ability to manage by telephone banking

2 out of 5

Charges for using your credit card abroad

2 out of 5

How we calculate Asda Money's customer score and ratings

We pick credit cards to feature in Which? brand reviews based on the most popular brands searched for online.

Customer scores are based on an online survey of the public, which received  5,621 responses in total. They are calculated using a combination of overall satisfaction and the likelihood of recommending the provider to a friend.

Star ratings for each category are scored independently of the customer score.

These surveys are carried out annually and customer scores are updated accordingly. Providers must receive a minimum sample size of 30 respondents to be included in our customer satisfaction tables.


Asda Money credit card FAQs


Does Asda Money offer an eligibility check?


Yes, you can check if you would qualify for an Asda Money credit card before applying using its eligibility checker.

This does a soft search of your credit report that can tell you the likelihood of being accepted. It doesn't leave a mark on your report and won't impact your credit score.


Where can I use my Asda credit card?


Asda Money credit cards are part of the Mastercard network, so will be accepted at millions of places in the UK and abroad.



What is Asda's cashback reward scheme?


Asda's range of credit cards offer 1% cashback at Asda and 0.2% cashback elsewhere. Cashback is awarded in the form of vouchers to spend in store at Asda and online at George.com.

A £75 weekly spend at an Asda store could earn you £49.92 in vouchers over a year.


Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms & conditions of a provider before committing to any financial products.