Coronavirus (COVID-19) credit card update
A range of credit card providers are offering to increase limits as well as temporarily waive late payment charges and cash advance fees in a bid to help ease the financial hardship caused by the coronavirus outbreak.
You can find more of the latest updates and advice related to the COVID-19 outbreak over on our dedicated Which? coronavirus information hub.
What do Sainsbury's Bank credit cards offer?
Sainsbury's Bank offers a range of highly competitive 0% balance transfer, 0% purchase and dual offer credit cards.
In addition, the supermarket brand also pays Nectar points on spending across its whole range, helping you to boost your points at the checkout.
- You can compare Sainsbury's Bank credit cards, plus hundreds of other deals, on Which? Money Compare.
How does Sainsbury's Bank compare to other providers?
Sainsbury's Bank achieved an above average customer score of 73% in our latest credit card satisfaction survey securing joint 10th place.
Is Sainsbury's Bank a good credit card provider?
Our survey also reveals how Sainsbury's Bank customers rated the provider across 10 categories.
Find out in the table below how Sainsbury's Bank scored for its application process, online account management, telephone banking, mobile app, statement clarity, transparency of charges, overseas usage fees, customer service and query handling.
| Sainsbury's Bank credit card satisfaction |
Star rating |
|---|---|
| Customer service | |
| Application process | |
| Clarity of statement | |
| Transparency of charges and penalties | |
| Dealing with queries | |
| Dealing with complaints | |
| Ability to manage online | |
| Ability to manage by mobile app | |
| Ability to manage by telephone banking | |
| Charges for using your credit card abroad | |
Which Sainsbury's Bank credit card is best?
You can explore the best Sainsbury's Bank credit card deals using Which? Money Compare.
How we calculate Sainsbury's Bank's customer score and ratings
We pick credit cards to feature in Which? brand reviews based on the most popular brands searched for online.
Customer scores are based on an online survey of the public, which received 5,621 responses in total. They are calculated using a combination of overall satisfaction and the likelihood of recommending the provider to a friend.
Star ratings for each category are scored independently of the customer score.
These surveys are carried out annually and customer scores are updated accordingly. Providers must receive a minimum sample size of 30 respondents to be included in our customer satisfaction tables.
Sainsbury's Bank credit card FAQs
Does Sainsbury's Bank offer an eligibility check?
Sainsbury's Bank doesn't currently offer a soft search facility to help you work out if you qualify for its deals.
To be in with a chance of success, you should check your credit report and, if needed, take steps to improve your credit score before applying.
Where are Sainsbury's Bank credit cards accepted?
Sainsbury's Bank issues its credit cards on the Mastercard network, so you will be able to use the card in millions of places in the UK and abroad.
Can you do American Express balance transfers to a Sainsbury's card?
Sainsbury's Bank is not able to accept balance transfers from American Express cards.
Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms & conditions of a provider before committing to any financial products.
