Credit unions

Credit unions

  • Community-based savings accounts and loans
  • Avoid the big banks by banking locally
  • How your savings with a credit union are protected
  • How to find your local credit union

What's in this guide

Saving with a credit union

Credit unions encourage local community saving and are covered by the Financial Services Compensation Scheme (FSCS)

Borrowing from a credit union

Want to borrow money but not from a bank? The Which? guide to credit unions, how to get a loan and how to find your local credit union.

Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.