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Insurance gender discrimination rules

  • How the EU gender directive will affect you
  • Who will pay more for car and protection insurance
  • The effect on annuity rates for men and women

What's in this guide

Gender directive overview

From December 2012, financial services providers won't be able to base their prices on gender. We explain what this means for your finances.

Car insurance and the gender directive

Young female drivers can expect to pay more for car insurance from December 2012, while young men could pay less.

Gender directive and protection insurance

Life insurance for women is likely to go up in price, while men could face hikes in medical insurance and income protection premiums.

Annuity rates and the gender directive

Women have traditionally received lower annuity rates than men, but new rules from December 2012 outlaw gender-based pricing.

Which? works for you