pension nest egg

Introduction to personal pensions

  • Why personal pensions are suitable for those without a company scheme
  • How to get tax relief on your contributions
  • Your investment choices and options

What's in this guide

Personal pensions

We explain how personal pensions schemes work and how they can provide retirement income on top of your state pension.

Personal pensions - do I need one?

Personal pensions are ideally suited to the self-employed. They can be beneficial to anyone who doesn't belong to a company pension scheme.

Self-invested personal pensions explained

We explain how self-invested personal pensions (SIPPs) give you more control over investments than other pension schemes.

Transferring your personal pension

If you're thinking open a new pension, you may want to move some existing funds to maximise the size of your pension pot.

Which? works for you