Find unclaimed assets Life insurance and friendly societies

Life insurance and friendly societies

Tracking down forgotten life insurance can could be tricky

Life insurance

Tracking down old life insurance policies when you don’t have any policy details can be quite tricky, as the life insurance industry doesn’t operate a tracing service.

How to find them

The Association of British Insurers (ABI) suggests that you try the Unclaimed Assets Register, which has details of some unclaimed life policies (see ‘Tracing well-hidden assets’).

Of course, if you know the name of the company concerned, you can approach them directly. The ABI has a company directory which you can use to get up-to-date contact details.

Friendly societies

Friendly societies are mutual organisations offering savings and investments. There were hundreds of them in the early 1950s, but many of these have since merged or transferred their business.

How to find them

If you come across an old friendly society policy, it's quite likely that the friendly society no longer exists. But you can try to track down what’s happened to the policy by contacting the Association of Financial Mutuals (AFM), which has a back register of some mergers and transfers. 

If you don’t have any policy details, but believe you, or perhaps a deceased relative, had a policy with a friendly society, you will be able to use the search service set up by the AFS called My Assets Reunited. The drawback is that it doesn’t cover every Friendly Society. Some that aren’t included already provide information to the Unclaimed Assets Register (see ‘Tracing well-hidden assets’).

More on this...

Which? works for you