Lloyds HBOS

FSCS - protecting your money

  • Find out how much of your cash would be safe if your bank collapsed
  • Follow our five steps for keeping your savings safe
  • Use our tool to find out which bank owns which to ensure your savings are safe

What's in this guide

5 steps to keeping your savings safe

Follow these five steps to safeguard yourself against banks failing and ensure that your savings get the maximum protection possible under the FSCS.

What protection do my savings have?

All you need to know about the Financial Services Compensation Scheme and the level of protection it offers for your savings

Who owns who in the savings market?

Our unique tool helps you figure out which banks are owned by which institutions are protected under the FSCS.

Mergers - are my savings still safe?

Lots of banks and buildings societies have merged recently - find out what this means for the safety of your savings under the FSCS.

Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.