How to find the best savings account

Savings accounts

How to find the best savings account

By Chiara Cavaglieri

Put us to the test

Our Test Labs compare features and prices on a range of products. Try Which? to unlock our reviews. You'll instantly be able to compare our test scores, so you can make sure you don't get stuck with a Don't Buy.

How to find the best savings account

We show you how to find the best savings account with this simple tool. Learn how to maximise your money and pick Best Rate accounts across cash Isas, instant-access, fixed-rate, and regular savings. 

Instant-access savings accounts provide a basic option, but you can get better returns by meeting the conditions of fixed-rate or regular savings accounts. 

The Which? Money Compare savings and Isa tables let you search hundreds of savings accounts from providers large and small to find a great account based on quality of service as well as cost and benefits.

We know that customer service is an important factor for many consumers when choosing a savings account. That's why the Which? Money Compare comparison tables include our unique customer satisfaction ratings alongside each account. 

It's worth bearing in mind that a fair proportion of the best rate savings accounts are internet-only. If you've got your heart set on a branch-based account, then you will probably have to settle for a slightly lower interest rate.

  • Last updated: September 2016
  • Updated by: Chiara Cavaglieri