How savings and investments are taxed

Tax on savings and investments

  • Paying less tax- top tips
  • Tax free savings and investments
  • Tax on share dividends explained
  • Annual tax limits and deadlines you need to know

What's in this guide

Types of saving and investment income

What portion of your income is taxed, plus how much you'll pay

Tax on savings

Find out how the personal savings allowance works, when you have to pay tax on interest from your savings accounts- and how using an Isa can avoid tax on savings.

Tax free savings

Before starting any savings or investment product, consider these tax free savings options in the search for a better return.

Dividend tax

Get to grips with the tax you need to pay on dividends from shares, how to calculate dividend tax and learn about tax on funds.

Tax saving tips

Which? gives you the top tax tips you need to shelter your savings and investments from the tax man, and helps you get the best savings deals.

Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.