We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies. You can understand more and change your cookies preferences here.

Tesco Bank credit card review

Find out how Tesco Bank has been rated for its overseas usage fees, customer service, mobile app and more in our latest customer satisfaction survey.

In this article
What do Tesco Bank credit cards offer?  How does Tesco Bank compare to other providers? Is Tesco Bank a good credit card provider?
Which Tesco Bank credit card is best? How we calculate Tesco Bank’s customer score and ratings Tesco Bank credit card FAQs

What do Tesco Bank credit cards offer? 

Tesco Bank offers a broad selection of credit cards, suitable for a range of borrowers.

It has competitive 0% balance transfer, 0% purchase, low rate, credit-builder and 0% money transfer credit cards.

As an added bonus, all Tesco Bank credit cards allow you to earn one Clubcard point for every £4 you spend in Tesco.

How does Tesco Bank compare to other providers?

Tesco Bank has risen to joint 5th in our latest credit card satisfaction survey with a score of 76%.

Its impressive range of products and robust customer rating has secured the brand Which? Recommended Provider status for the second year running.

Credit Cards
Tesco Bank review
Which? Customer Score
=5th out of 29 credit card providers
76%
Which?'s rating for customer satisfaction, based on feedback from real customers. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand.
Become a member to see more scores
  • Unlock more money saving tips.
  • Get access to new money reviews
  • See the best mortgages available to you
£1 for first month then £10.75/month unless cancelled

Is Tesco Bank a good credit card provider?

Our survey also reveals how Tesco Bank customers rated the provider across 10 categories. 

Find out how Tesco Bank scored for its application process, online account management, telephone banking, mobile app, statement clarity, transparency of charges, overseas usage fees, customer service and query handling using the table below.

Tesco Bank credit card satisfaction

 

Star rating
Customer service

4 out of 5

Application process

5 out of 5

Clarity of statement

5 out of 5

Transparency of charges and penalties

4 out of 5

Dealing with queries

4 out of 5

Dealing with complaints

4 out of 5

Ability to manage online

4 out of 5

Ability to manage by mobile app

4 out of 5

Ability to manage by telephone banking

4 out of 5

Charges for using your credit card abroad

2 out of 5

Which Tesco Bank credit card is best?

You can explore the best Tesco Bank deals using Which? Money Compare.

How we calculate Tesco Bank’s customer score and ratings

We pick credit cards to feature in Which? brand reviews based on the most popular brands searched for online.

Customer scores are based on an online survey of the public, which received 5,621 responses in total. They are calculated using a combination of overall satisfaction and the likelihood of recommending the provider to a friend.

Star ratings for each category are scored independently of the customer score.

These surveys are carried out annually and customer scores are updated accordingly. Providers must receive a minimum sample size of 30 respondents to be included in our customer satisfaction tables.

 

Tesco Bank credit card FAQs

 

Does Tesco Bank offer an eligibility check?

 

No, Tesco Bank doesn’t currently offer an eligibility check to help you see if you qualify for its credit cards.

To have the best possible chance of getting approved, you should check your credit report and if needed take steps to improve your credit score before applying.

 

Where are Tesco Bank credit cards accepted?

 

Tesco’s credit cards are issued under the Mastercard network, so can be used in millions of places in the UK and abroad.

 

How many Tesco credit cards can you have?

 

You can hold up to two Tesco Bank credit cards. You can apply for a second card, if you haven't applied for a Tesco Bank credit card within the last month and you don't have an application currently in progress.

 Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms & conditions of a provider before committing to any financial products.

×