What do Tesco Bank credit cards offer?
Tesco Bank offers a broad selection of credit cards, suitable for a range of borrowers.
It has competitive 0% balance transfer, 0% purchase, low rate, credit-builder and 0% money transfer credit cards.
As an added bonus, all Tesco Bank credit cards allow you to earn one Clubcard point for every £4 you spend in Tesco.
- You can compare Tesco Bank credit cards, plus hundreds of other deals, on Which? Money Compare.
How does Tesco Bank compare to other providers?
Tesco Bank has risen to joint 5th in our latest credit card satisfaction survey with a score of 76%.
Its impressive range of products and robust customer rating has secured the brand Which? Recommended Provider status for the second year running.

Is Tesco Bank a good credit card provider?
Our survey also reveals how Tesco Bank customers rated the provider across 10 categories.
Find out how Tesco Bank scored for its application process, online account management, telephone banking, mobile app, statement clarity, transparency of charges, overseas usage fees, customer service and query handling using the table below.
Tesco Bank credit card satisfaction |
Star rating |
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Customer service | |
Application process | |
Clarity of statement | |
Transparency of charges and penalties | |
Dealing with queries | |
Dealing with complaints | |
Ability to manage online | |
Ability to manage by mobile app | |
Ability to manage by telephone banking | |
Charges for using your credit card abroad | |
Which Tesco Bank credit card is best?
You can explore the best Tesco Bank deals using Which? Money Compare.
How we calculate Tesco Bank’s customer score and ratings
We pick credit cards to feature in Which? brand reviews based on the most popular brands searched for online.
Customer scores are based on an online survey of the public, which received 5,621 responses in total. They are calculated using a combination of overall satisfaction and the likelihood of recommending the provider to a friend.
Star ratings for each category are scored independently of the customer score.
These surveys are carried out annually and customer scores are updated accordingly. Providers must receive a minimum sample size of 30 respondents to be included in our customer satisfaction tables.
Tesco Bank credit card FAQs
Does Tesco Bank offer an eligibility check?
No, Tesco Bank doesn’t currently offer an eligibility check to help you see if you qualify for its credit cards.
To have the best possible chance of getting approved, you should check your credit report and if needed take steps to improve your credit score before applying.
Where are Tesco Bank credit cards accepted?
Tesco’s credit cards are issued under the Mastercard network, so can be used in millions of places in the UK and abroad.
How many Tesco credit cards can you have?
You can hold up to two Tesco Bank credit cards. You can apply for a second card, if you haven't applied for a Tesco Bank credit card within the last month and you don't have an application currently in progress.
Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms & conditions of a provider before committing to any financial products.