How to choose a credit card

Best credit card deals

  • Explore the range of benefits available to credit card holders
  • Learn about the pros and cons of each credit card type
  • Find out what type of credit card is best suited to your needs

What's in this guide

Credit card types explained

Our experts give an overview of the different types of credit card available, and what type of borrower each one is suited to.

Best 0% balance transfer credit cards

Balance transfer deals are a good option if you're looking to cut the interest you pay on existing credit card debt.

Best interest-free credit cards

Cards that offer 0% on purchases can be an effective way of spreading the cost of large purchases over a year or more.

Best credit cards for bad credit

Which? outlines the best credit card options for people with a poor credit history or no credit history looking to improve their credit rating.

Best low-interest credit cards

Low-rate credit cards are worth considering if you spend on your credit card and rarely repay your bill in full.

Best prepaid cards

Prepaid cards are a useful alternative to credit cards, and are commonly used for overseas spending and as a budgeting tool.

Best cash back credit cards

Cash back cards allow you to earn while you spend and are the best option if you repay your balance in full each month.  Contains video

Best credit cards to use abroad

Choose the right overseas credit card and you could save £££s on your overseas spending.

3 steps to finding the best credit card

A step-by-step guide to finding the best type of credit card for your needs.

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