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  1. Home
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  3. Mike Croxford
Mike Croxford - Money Expert at Which?

Mike Croxford

Money Expert

Mike qualified as a financial adviser in 2002 and helps with guidance on tax, pensions and investments.

22 articles
  1. 2026

    1. 22 Jun

      'Why must I pay extra to get a state pension?'

      Pensions & retirement
    2. 20 Apr
      Overflowing glass of water

      'Can I pay more into my pension without breaking the rules?'

      Pensions & retirement
    3. 09 Mar

      'Will we be taxed for renting out our spare room?'

      Mortgages & property
    4. 16 Feb
      Gifting shares

      'Can I give my shares to my wife and daughter to pay less tax?'

      Tax
    5. 05 Jan
      Does my father need to pay me rent?

      'Does my father need to pay me rent?'

      Tax
  2. 2025

    1. 22 Dec
      Granny annexe

      'Does our granny annexe count as a second home?'

      Mortgages & property
    2. 01 Dec
      Steve from Essex

      'Will we be hit by extra stamp duty?'

      Mortgages & property
    3. 20 Oct
      Vijay from Derby

      'How can I sell shares without being taxed?'

      Tax
    4. 08 Sep
      Man in an orange sweater sits at a desk, focused on his laptop, with a coffee cup and smartphone nearby in a bright workspace

      'I'm in a salary sacrifice scheme: what does it mean for my pension?'

      Pensions & retirement
    5. 28 Jul
      Simon from Oxfordshire

      'I've accidentally paid too much tax'

      Tax
    6. 23 Jun
      We answer a reader question about who counts as a direct descendants for inheritance tax purposes

      'Do my son and daughter-in-law count as direct descendants?'

      Tax
    7. 16 Jun

      'Is my cash Isa safe?'

      Savings & Isas
    8. 26 May
      Clean, shiny cutlery

      'I'm selling some old possessions, do I have to pay tax?'

      Tax
    9. 12 May

      'How can I reduce tax when selling my rental property?'

      Tax
    10. 01 May
      A person in a yellow sweater holds a phone and a pencil, surrounded by a notebook, calculator, tablet, and laptop.

      'What does making tax digital actually mean?'

      Tax
    11. 27 Jan
      HM Revenue & Customs

      'Have I accidentally committed tax fraud?'

      Tax
    12. 06 Jan
      A smiling man drives while a joyful woman in a yellow sweater laughs beside him, enjoying their time together in a car.

      'Can we both accumulate no-claims discounts driving the same car?'

      Insurance
  3. 2024

    1. 16 Dec
      Traditional black-and-white house with lush greenery and a "For Sale" sign in front, on a curved residential street.

      'Can we split our holiday home between six of us to save on tax?'

      Tax
    2. 02 Dec
      A senior couple reviews documents together at a kitchen table, with a tablet and coffee mugs nearby, focused and engaged.

      'Can you inherit Isa savings tax-free?'

      Tax
    3. 25 Nov
      A man with a suitcase and a woman in a striped dress approach a rustic house with wooden shutters in a sunny outdoor setting.

      'Scammers intercepted the money from selling our Greek holiday home'

      Banking