More Than car insurance overview
More Than was established in 2001 and offers comprehensive car insurance policies. There is no upper age limit for customers and policies are underwritten by Royal & Sun Alliance Insurance.
What you need to know about the More Than car insurance policy:
- 24/7 emergency assistance
- Courtesy car as standard
- Cover for driving abroad
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More Than's car insurance policy: is it good or bad?
We analyse and rate the 58 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.
Table last updated in January 2019. Next updated in January 2020.
|Interest charged on payment by instalments (APR)|| |
|No fault no claims discount (NCD) benefit?|| |
|Uninsured driver NCD benefit?|| |
|Renewal fee||No fee|
|NCD protection claims (number per year)||Unlimited|
|Theft of keys limit||£1,000|
|Fire excess (standard compulsory)||£100|
|Theft excess (standard compulsory)||£100|
|Accidental damage excess (standard compulsory)||£100|
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