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More Than car insurance review

Read Which?'s expert review of More Than car insurance. Find out how we rate More Than's car insurance policy against 30 other providers. 

In this article
More Than car insurance overview More Than's car insurance policy: is it good or bad?

More Than car insurance overview

More Than was established in 2001 and offers comprehensive car insurance policies. There is no upper age limit for customers and policies are underwritten by Royal & Sun Alliance Insurance.

What you need to know about the More Than car insurance policy:

  • 24/7 emergency assistance
  • Courtesy car as standard
  • Cover for driving abroad

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More Than's car insurance policy: is it good or bad?

We analyse and rate the 53 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. 

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.

The results were last updated in January 2018. Next updated in July 2018.

Most important policy elements
Policy element Details Rating
Interest charged on payment by instalments (APR) Subscriber only content Subscriber only content
No fault no claims discount (NCD) benefit? Subscriber only content Subscriber only content
Uninsured driver NCD benefit? Subscriber only content Subscriber only content
Renewal fee Subscriber only content Subscriber only content
NCD protection claims (number per year) Subscriber only content Subscriber only content
Theft of keys limit Subscriber only content Subscriber only content
Fire excess (standard compulsory) Subscriber only content Subscriber only content
Theft excess (standard compulsory) Subscriber only content Subscriber only content
Accidental damage excess (standard compulsory) Subscriber only content Subscriber only content