Prepaid funeral plans: what is included
None of the prepaid funeral plans provide headstones, memorials or burial plots, though some will make a provision for these and other customisations at an extra cost.
Age UK, Dignity, The Co-operative Funeralcare and Perfect Choice have a network of funeral directors to choose from, while the remaining providers let you choose an independent funeral director that will accept the plan.
All providers in this table offer:
- a hearse;
- care of the body;
- guidance on registration and certification of death;
- arrangement and supervision of the funeral by the funeral director;
- and confidential advice.
It should be noted that the quality of coffin will range from a simple one with a basic plan, to a more expensive coffin with a comprehensive plan.
Prepaid funeral plans compared
The table below only includes funeral plan providers that are members of the Funeral Planning Authority and not every provider in the market (bespoke plans are also excluded).
It will show you the following costs:
- Full upfront costs – what you will pay if you opt for a single payment.
- Cremation costs – the amount the provider pays towards cremation. A guaranteed payment means the provider will pay the entire sum.
- Burial costs - the amount the provider pays towards burial. A guaranteed payment means the provider will pay the entire sum.
- Cancellation fee – the amount you will have to pay if you decide you no longer want the policy.
- Following limousines – whether the provider includes following limousines as part of the funeral procession.
- Viewing the body – whether the provider includes and arranges a viewing of the body as part of the funeral.
- Funeral procession – whether the provider includes a funeral procession as part of the plan.
| Funeral plans | |||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Full upfront cost | Cremation costs | Burial costs | Cancellation fee | Removal of body (miles) | Following limousines | Viewing the body | |||||||||||||
| Basic funeral plans | |||||||||||||||||||
| Age UK The Basic Plan | £2,995 | Guaranteed | £1,220 | £0 | 50 | No | Yes | ||||||||||||
| More info A restricted choice of date and time for the funeral will be available. For more detail visit funeralplan.ageuk.org.uk Burial costs: Contribution increases with RPI Viewing the body: During business hours agreed by appointment Funeral procession: Yes - from Funeral Director's to crematorium or burial site | |||||||||||||||||||
| Age UK The Ivy Plan | £3,395 | Guaranteed | £1,220 | £0 | 50 | No | Yes | ||||||||||||
| More info Burial costs: Contribution increases with RPI Viewing the body: During business hours agreed by appointment Funeral procession: Yes - from Funeral Director's to crematorium or burial site | |||||||||||||||||||
| Avalon Balmoral plan | £3,645 | £1,000 | £1,000 | £395 | No mileage restriction | No | No | ||||||||||||
| More info Cremation costs: Contribution increases annually on 1st July in line with increases in CPI Burial costs: Contribution increases annually on 1st July in line with increases in CPI Removal of body: UK mainland Funeral procession: Yes - Yes - Funeral procession from home/funeral home/church to crematorium/churchyard/graveyard/cemetery | |||||||||||||||||||
| Dignity The Limited Plan | £3,095 | Guaranteed | £1,220 | £395 | 50 | No | Yes | ||||||||||||
| More info Burial costs: Contribution increases with RPI Funeral procession: Yes - from Funeral Director's to crematorium or burial site Viewing the body: During business hours by agreed appointment A restricted choice of date and time for the funeral will be available. For more detail visit www.dignityfunerals.co.uk | |||||||||||||||||||
| Dignity The Amber Plan | £3,495 | Guaranteed | £1,220 | £395 | 50 | No | Yes | ||||||||||||
| More info Burial costs: Contribution increases with RPI Funeral procession: Yes - from Funeral Director's to crematorium or burial site Viewing the body: During business hours by agreed appointment | |||||||||||||||||||
| Golden Charter Value plan | £2,895 | £700 | £700 | £249 | 15 | No | Yes | ||||||||||||
| More info Cremation costs: Contribution increases with RPI Burial Costs: Contribution increases with RPI Viewing the body: During business hours by agreed appointment | |||||||||||||||||||
| Golden Leaves Bronze Plan | £2,394 | None | None | £479 | 25 | No | Yes | ||||||||||||
| More info Viewing the body: During business hours by agreed appointment Funeral procession: Yes - from Funeral Director's to crematorium or burial site | |||||||||||||||||||
| Perfect Choice The Simple Plan | £3,605 | £1,200 | n/a | £160 | 25 | No | No | ||||||||||||
| More info Cremation costs: Contribution increases with RPI Burial costs: For plans that cover burials call provider for details 0800 055 6503 Funeral procession: Yes - from Funeral Director's to nearest crematorium | |||||||||||||||||||
| Memoria eTraditional | £3,295 | Guaranteed | n/a | £615 | No mileage restriction | No | Yes | ||||||||||||
| More info Memoria Plans are administered by Ecclesiastical Planning Services, a member of the FPA and are available in England, Scotland and Wales Available from funeralplanmarket.com The time of the funeral service is mutually agreed between funeral director and family Cremation costs: Cremation fees, minister/celebrant fees & doctors’ fees all included and guaranteed Burial costs: Cremation only plan Funeral procession: Yes - route agreed with family to crematorium Viewing the body: Anytime by agreed appointment | |||||||||||||||||||
| The Co-operative Funeralcare Simple | £2,945 | Guaranteed | Guaranteed | £250 | 50 | No | Yes | ||||||||||||
| More info A restricted choice of date and time for the funeral will be available Burial costs: Does not include the purchase of a grave Viewing the body: During business hours Funeral procession: Yes - Directly to crematorium or place of burial from funeral home only | |||||||||||||||||||
| The Co-operative Funeralcare Bronze | £3,325 | Guaranteed | Guaranteed | £250 | 50 | No | Yes | ||||||||||||
| More info Burial costs: Does not include the purchase of a grave Viewing the body: During business hours Funeral procession: Yes - Client flexibility to choose route from home/funeral home/church to crematorium/church and graveyard/cemetery | |||||||||||||||||||
| Standard funeral plans | |||||||||||||||||||
| Age UK The Holly Plan | £3,775 | Guaranteed | £1,220 | £0 | 50 | 1 | Yes | ||||||||||||
| More info Burial costs: Contribution increases with RPI Viewing the body: Weekdays at any time Funeral procession: Yes - from home to service location, then onto a crematorium or burial site | |||||||||||||||||||
| Avalon Highgrove plan | £3,995 | £1,000 | £1,000 | £395 | No mileage restriction | 1 | Yes | ||||||||||||
| More info Cremation costs: Contribution increases annually on 1st July in line with increases in CPI Burial costs: Contribution increases annually on 1st July in line with increases in CPI Removal of body: UK mainland Viewing the body: During business hours by agreed appointment Funeral procession: Yes - Funeral procession from home/funeral home/church to crematorium/churchyard/graveyard/cemetery | |||||||||||||||||||
| Dignity The Pearl Plan | £3,875 | Guaranteed | £1,220 | £395 | 50 | 1 | Yes | ||||||||||||
| More info Burial costs: Contribution increases with RPI Viewing the body: During business hours by agreed appointment Funeral procession: Yes - To a service location, then onto the crematorium or burial site | |||||||||||||||||||
| Golden Charter Standard Plan | £3,495 | £1,100 | £1,100 | £249 | 25 | No | Yes | ||||||||||||
| More info Cremation costs: Contribution increases with RPI Burial Costs: Contribution increases with RPI Funeral procession: Yes - from Funeral Director's to crematorium or burial site Viewing the body: During business hours | |||||||||||||||||||
| Golden Charter Select Plan | £3,850 | £940 | £940 | £249 | 15 | 1 | Yes | ||||||||||||
| More info Cremation costs: Contribution increases with RPI Burial costs: Contribution increases with RPI Viewing the body: Any Pre-Arranged Time Funeral procession: Yes - from Funeral Director's to crematorium or burial site | |||||||||||||||||||
| Golden Leaves Silver Plan | £3,204 | £940 | £940 | £641 | 25 | No | Yes | ||||||||||||
| More info Cremation costs: Contribution increases with RPI Burial costs: Contribution increases with RPI Viewing the body: During business hours by agreed appointment Funeral procession: Yes - from Funeral Director's to crematorium or burial site | |||||||||||||||||||
| Perfect Choice The Traditional Plan | £3,915 | £1,200 | n/a | £160 | 25 | 1 | Yes | ||||||||||||
| More info Cremation costs: Contribution increases with RPI Burial costs: For plans that cover burials call provider for details 0800 055 6503 Funeral procession: Yes - from Funeral Director's to nearest crematorium | |||||||||||||||||||
| Memoria eTraditional Plus | £3,495 | Guaranteed | n/a | £615 | No mileage restriction | 1 | Yes | ||||||||||||
| More info Memoria Plans are administered by Ecclesiastical Planning Services, a member of the FPA and are available in England, Scotland and Wales Available from funeralplanmarket.com The time of the funeral service is mutually agreed between funeral director and family Cremation costs: Cremation fees, minister/celebrant fees & doctors’ fees all included and guaranteed Burial costs: Cremation only plan Funeral procession: Yes - route agreed with family to crematorium Viewing the body: Anytime by agreed appointment | |||||||||||||||||||
| The Co-operative Funeralcare Silver | £3,660 | Guaranteed | Guaranteed | £250 | 50 | 1 | Yes | ||||||||||||
| More info Burial costs: Does not include the purchase of a grave Viewing the body: Subject to pre-arranged appointment Funeral procession: Yes - Client flexibility to choose route from home/funeral home/church to crematorium/churchyard/graveyard/cemetery | |||||||||||||||||||
| Comprehensive funeral plans | |||||||||||||||||||
| Age UK The Rowan Plan | £4,035 | Guaranteed | £1,220 | £0 | 50 | 2 | Yes | ||||||||||||
| More info Burial costs: Contribution increases with RPI Viewing the body: Any time by agreed appointment Funeral procession: Yes - from home to service location, then onto a crematorium or burial site | |||||||||||||||||||
| Avalon Windsor Way plan | £4,245 | £1,000 | £1,000 | £395 | No mileage restriction | 2 | Yes | ||||||||||||
| More info Cremation costs: Contribution increases annually on 1st July in line with increases in CPI Burial costs: Contribution increases annually on 1st July in line with increases in CPI Removal of body: UK mainland Viewing the body: During business hours by agreed appointment Funeral procession: Yes - Funeral procession from home/funeral home/church to crematorium/churchyard/graveyard/cemetery | |||||||||||||||||||
| Dignity The Diamond Plan | £4,135 | Guaranteed | £1,220 | £395 | 50 | 2 | Yes | ||||||||||||
| More info Burial costs: Contribution increases with RPI Viewing the body: Any time by agreed appointment Funeral procession: Yes - To a service location, then onto the crematorium or burial site | |||||||||||||||||||
| Golden Charter Premier Plan | £4,099 | £1,100 | £1,100 | £249 | 25 | 2 | Yes | ||||||||||||
| More info Cremation costs: Contribution increases with RPI Burial costs: Contribution increases with RPI Viewing the body: Any Pre-Arranged Time Funeral procession: Yes - from Funeral Director's to crematorium or burial site | |||||||||||||||||||
| Golden Leaves Gold Plan | £3,559 | £940 | £940 | £712 | 25 | 1 | Yes | ||||||||||||
| More info Cremation costs: Contribution increases with RPI Burial costs: Contribution increases with RPI Viewing the body: During business hours by agreed appointment Funeral procession: Yes - from Funeral Director's to crematorium or burial site | |||||||||||||||||||
| Golden Leaves Platinum Plan | £3,809 | £940 | £940 | £762 | 25 | 2 | Yes | ||||||||||||
| More info Cremation costs: Contribution increases with RPI Burial costs: Contribution increases with RPI Viewing the body: During business hours by agreed appointment Funeral procession: Yes - from Funeral Director's to crematorium or burial site | |||||||||||||||||||
| Perfect Choice The Complete Plan | £4,280 | £1,200 | n/a | £160 | 25 | 2 | Yes | ||||||||||||
| More info Cremation costs: Contribution increases with RPI Burial costs: For plans that cover burials call provider for details 0800 055 6503 Funeral procession: Yes - from Funeral Director's to nearest crematorium | |||||||||||||||||||
| Memoria eTraditional Extra | £3,745 | Guaranteed | n/a | £895 | No mileage restriction | 2 | Yes | ||||||||||||
| More info Memoria Plans are administered by Ecclesiastical Planning Services, a member of the FPA and are available in England, Scotland and Wales Available from funeralplanmarket.com The time of the funeral service is mutually agreed between funeral director and family Cremation costs: Cremation fees, minister/celebrant fees & doctors’ fees all included and guaranteed Burial costs: Cremation only plan Funeral procession: Yes - route agreed with family to crematorium Viewing the body: Anytime by agreed appointment | |||||||||||||||||||
| The Co-operative Funeralcare Gold | £3,899 | Guaranteed | Guaranteed | £250 | 50 | 2 | Yes | ||||||||||||
| More info Burial costs: Does not include the purchase of a grave Viewing the body: Any time by agreed appointment Funeral procession: Yes - Client flexibility to choose route from home/funeral home/church to crematorium/churchyard/graveyard/cemetery | |||||||||||||||||||
All information correct: June 2018.
