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Bank branch closures top 2,100 as RBS axes 162 more

Closures come after RBS shelved plans to launch a new challenger bank

More than 2,100 bank branches have closed or are due to close as Royal Bank of Scotland (RBS) announces plans to chop 162 branches in England and Wales.

Which? has been tracking branch closures since 2015, and found that 1,526 branches had been closed down by the end of 2017.

A new wave of closures for 2018 have been announced, with RBS/NatWest and Ulster Bank closing 270 branches, Lloyds Banking Group closing 98, Barclays closing 43 and Yorkshire Building Society closing eight branches.

And now, on 1 May 2018, RBS has announced that it would shut another 162 Royal Bank of Scotland branches in England and Wales. Some 796 jobs are also being cut.

The move takes the total number of bank branch closures to 2,106 branches since 2015.


Why is RBS shutting more branches?

As part of the agreement to accept a bailout after the financial crisis, RBS was due to create a new challenger bank called Williams and Glyn.

However, it has now shelved that plan. The bank said that ‘we now have two branch networks operating in close proximity to each other; NatWest and Royal Bank of Scotland, in England & Wales.’

‘As a result, we have had to review our overall branch footprint in England and Wales and we’ve made the difficult decision to close a number of Royal Bank of Scotland branches.’

Customers of Royal Bank of Scotland can use a nearby NatWest branch to do their banking business.

The bank also told Which? that the way customers use the bank has changed radically over the last few years. Since 2014, branch transactions across Royal Bank of Scotland in England and Wales are down 30%.

During this same period, there has been a 53% increase in the number of customers using mobile banking, and mobile transactions have increased by 74%.

RBS said: ‘We now provide our customers with more ways to bank with us than ever before – customers can choose from a range of digital, face-to-face and local options to suit their needs.’

RBS/NatWest closures exceed 430 this year

All closures will take place in 2018, that would bring the total number carried out by the bank to 432.

On 1 December 2017, the bank announced that it was closing 259 NatWest and Royal Bank of Scotland branches, along with 11 Ulster Bank branches.

Here is the full list of all 162 branch closures.

This comes just weeks after Lloyds Banking Group announced 49 branch closures, taking its total for 2018 to 98.

Branch Closure date Postcode
Accrington  20/08/2018 BB5 0AA
Alderley Edge  29/11/2018 SK9 7JU
Ashford  06/08/2018 TN23 1DX
Ashton-under-Lyne  26/07/2018 OL6 7NQ
Astley Bridge, Bolton  13/11/2018 BL1 8PE
Bakewell  26/07/2018 DE45 1BT
Barnsley  30/08/2018 S70 2TB
Barrow-in-Furness  26/07/2018 LA14 1PN
Barry  26/07/2018 CF63 4UA
Basingstoke  29/08/2018 RG21 7EE
Bedford  26/11/2018 MK40 3EU
Blackburn  13/11/2018 BB1 7HU
Blackpool Bispham  05/11/2018 FY2 9HW
Blackpool South Shore  30/07/2018 FY4 1BW
Bolton Chorley Old Road  01/11/2018 BL1 4JE
Bramhall  31/07/2018 SK7 1AJ
Bristol Clifton  20/08/2018 BS8 2NH
Bromley  13/08/2018 BR1 1LP
Broomhill  19/11/2018 S10 2SS
Burnley  22/11/2018 BB11 1NQ
Burton Upon Trent  01/08/2018 DE14 1AX
Bury  20/11/2018 BL9 0NX
Bury St. Edmunds  01/08/2018 IP33 1PH
Cambridge Hills Road  07/11/2018 CB2 1LG
Canterbury  21/08/2018 CT1 2ST
Cardiff Docks  21/11/2018 CF10 5AE
Carlisle Castle Street  26/11/2018 CA3 8SY
Carlisle Lowther Street  01/08/2018 CA3 8EL
Cheadle  08/08/2018 SK8 1AN
Cheadle Hulme  01/11/2018 SK8 5AE
Chichester  31/07/2018 PO19 1DS
Chorley  20/11/2018 PR7 2SD
Cleveleys  06/08/2018 FY5 3LU
Colwyn Bay  31/07/2018 LL29 7HT
Crawley  26/07/2018 RH10 1BT
Dartford  29/08/2018 DA1 2DE
Denton  01/11/2018 M34 3AS
Derby Allestree  05/11/2018 DE22 2QN
Durham  14/08/2018 DH1 3UL
Eccles  26/11/2018 M30 0DA
Edgbaston  20/08/2018 B15 1TT
Ellesmere Port  09/08/2018 CH65 0AH
Fareham  07/08/2018 PO16 0LH
Farnworth  06/08/2018 BL4 9AB
Folkestone  30/07/2018 CT20 2BX
Fulwood  01/11/2018 PR2 8JB
Garstang  13/08/2018 PR3 1EA
Gloucester  01/08/2018 GL1 2TT
Great Yarmouth  20/08/2018 NR30 1EH
Grimsby  31/07/2018 DN31 1BG
Hale  08/11/2018 WA15 9SD
Halifax  01/08/2018 HX1 1TA
Handforth  12/11/2018 SK9 3ES
Hanley  06/08/2018 ST1 5SL
Harrogate  08/08/2018 HG1 1PH
Heaton Chapel  22/08/2018 SK4 4LW
Hemel Hempstead  16/08/2018 HP1 1XY
Hereford  08/08/2018 HR4 9AP
High Wycombe  02/08/2018 HP11 2XL
Horsham  29/08/2018 RH12 1PB
Horwich  13/08/2018 BL6 7AY
Hyde  22/08/2018 SK14 1AQ
Ilford  13/08/2018 IG1 4NH
Ince  01/11/2018 WN2 2AT
Kendal  23/08/2018 LA9 4TN
Kidderminster  15/08/2018 DY10 1EL
King’s Lynn  16/08/2018 PE30 1DL
Knutsford  14/08/2018 WA16 6BJ
Lancaster  30/08/2018 LA1 1EG
Leyland  27/11/2018 PR25 2TE
Lincoln  07/08/2018 LN2 1DQ
Liverpool Birkenhead  29/11/2018 CH41 6DQ
Liverpool Bootle  16/08/2018 L20 3BG
Liverpool Speke & Hunts Cross  23/08/2018 L25 0NW
Llandudno  30/08/2018 LL30 2NT
London Belgravia  26/07/2018 SW1X 7HN
London Blackfriars  30/07/2018 EC4V 6BJ
London Bond Street  30/07/2018 W1S 1EU
London Camden Town  06/08/2018 NW1 7BP
London Ealing  26/07/2018 W5 5EB
London Mayfair  22/08/2018 W1J 7UF
London Piccadilly Circus  30/08/2018 W1G 0DB
London St. Paul’s  13/08/2018 EC4M 7EJ
London Streatham  26/07/2018 SW16 1PN
London Tottenham Court Road  09/08/2018 W1T 7DL
London Willesden  07/11/2018 NW10 4AE
Long Eaton  29/08/2018 NG10 1JL
Loughborough  15/08/2018 LE11 3DW
Luton  02/08/2018 LU1 2AF
Maidenhead  08/08/2018 SL6 1QE
Maidstone  08/08/2018 ME14 1SA
Manchester Cheetham Hill  30/07/2018 M8 9JN
Manchester Chorlton-Cum-Hardy  15/08/2018 M21 9AR
Manchester Gorton  06/11/2018 M18 7AA
Manchester Longsight  08/11/2018 M12 4JJ
Manchester Mosley Street  05/11/2018 M2 3AZ
Manchester Spinningfields  03/07/2018 M3 3AP
Manchester Urmston  29/08/2018 M41 0TU
Manchester West Didsbury  15/11/2018 M20 6UR
Manchester Whitworth Street  30/07/2018 M1 3NZ
Manchester Withington  22/11/2018 M20 4AN
Mansfield  22/08/2018 NG18 1RU
Meadowhall  28/11/2018 S9 1EH
Middlesbrough  07/08/2018 TS1 1PR
Middleton  30/08/2018 M24 6AE
Nantwich  26/07/2018 CW5 5BE
Newbury  28/11/2018 RG14 5BD
Newcastle-Under-Lyme  02/08/2018 ST5 1SQ
Newport  22/08/2018 NP20 1SS
Northampton  21/11/2018 NN1 2BH
Nottingham Mapperley  19/11/2018 NG3 5QR
Nuneaton  31/07/2018 CV11 5JL
Oldham  02/08/2018 OL1 3AU
Ormskirk  27/11/2018 L39 2BY
Oxford  21/11/2018 OX1 3ND
Penwortham  12/11/2018 PR1 0DQ
Poole  22/11/2018 BH15 1SL
Portsmouth  13/11/2018 PO1 1DA
Poynton  20/11/2018 SK12 1QX
Rochdale  09/08/2018 OL16 1EY
Romford  06/08/2018 RM1 3JL
Rotherham  07/11/2018 S60 1PS
Royal Leamington Spa  28/11/2018 CV32 4NT
Rugby  07/08/2018 CV21 3PB
Runcorn  06/11/2018 WA7 2BS
Sale  21/08/2018 M33 7XZ
Salford Shopping Centre  29/11/2018 M6 5EH
Salisbury  14/08/2018 SP1 1TP
Sandbach  09/08/2018 CW11 1WB
Scarborough  15/08/2018 YO11 2ED
Scunthorpe  14/08/2018 DN15 6LP
Shrewsbury  16/08/2018 SY1 1LA
Slough  15/08/2018 SL1 1BZ
Solihull  14/08/2018 B91 3SR
Southend-on-Sea  14/11/2018 SS1 1PR
Southport Birkdale  06/11/2018 PR8 4AT
St. Albans  09/08/2018 AL1 3LP
St. Annes On Sea  09/08/2018 FY8 1RN
Stafford  23/08/2018 ST16 2QG
Stockport Great Underbank  12/11/2018 SK1 1LN
Sunderland  21/08/2018 SR1 1BB
Sutton  16/08/2018 SM1 1NU
Sutton Coldfield  21/08/2018 B72 1QE
Swinton Chorley Road  19/11/2018 M27 4AE
Taunton  08/08/2018 TA1 1HT
Telford  14/11/2018 TF3 3BD
Torquay  08/11/2018 TQ1 2DE
Truro  13/08/2018 TR1 2LH
Tunbridge Wells  02/08/2018 TN1 1PN
Uttoxeter  07/08/2018 ST14 7HU
Uxbridge  23/08/2018 UB8 1BP
Wakefield  22/08/2018 WF1 3XA
Walkden  27/11/2018 M28 3JE
Walsall  30/08/2018 WS1 1SE
Warrington Office  15/11/2018 WA1 1XN
Wickersley  21/08/2018 S66 1AA
Winchester  21/08/2018 SO23 9DA
Woking  20/08/2018 GU21 6HR
Wollaton  15/11/2018 NG8 2QJ
Worcester  29/08/2018 WR1 1UR
Worthing  14/11/2018 BN11 3BG
Wrexham  26/07/2018 LL11 1LH

Watch: RBS chief exec on why the bank is closing branches

Watch our exclusive interview with Ross McEwan from March 2018.


Is my local branch closing?

Which? has created a bank branch checker, which allows you to search by branch, constituency or postcode to find out if your local branch is closing this year. This includes the latest round of closures from RBS.

This story was updated on 2 May 2018 to add in the full list of RBS branch closures. 

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