First-time home buyers
- How to get a mortgage: expert video and advice
- The types of first-time buyer mortgages available
- Pros and cons of shared ownership
- How parents can help through guarantor mortgages
What's in this guide
Our video explains the steps you need to take to apply for a mortgage.
What mortgages are available for first-time buyers, what you'll face getting on to the property ladder and where you can get help.
If you're thinking of buying a house for the first time, our checklist will help you decide if now is the right time.
What bills will most homeowners have to budget for once they have bought a house?
Help to Buy is a government scheme that helps people without a large deposit to buy a house. Which? explains how it works
Which? explains the pros and cons of buying a property under a shared ownership scheme, how to access it and the potential costs.
We explain guarantor mortgages and other ways that parents can help children buy their first home.
Which? explains how you can get a mortgage through the local authority mortgage scheme if you are a first time buyer.
Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.