House on a seesaw

Mortgage deposit explained

  • Find out how much you need to save for a deposit
  • Learn about mortgages for people with small deposits
  • Choose the right products to save towards your deposit
  • Understand the risks of borrowing too much money

What's in this guide

How much deposit do I need for a mortgage?

How the size of your mortgage deposit is related to mortgage deals and how much you should save.

How to save for a mortgage deposit

Top tips on how to choose the right savings products to build up a healthy mortgage deposit and avoid the savings pitfalls.

95% mortgages

All you need to know about 95% mortgages, the risks involved and the criteria you need to meet to get a 95% mortgage.

100% mortgages

100% mortgages explained, the risks of borrowing the full amount of your property and 100% mortgages on offer.

Which? works for you