What is a mortgage?
- Video guide to how a mortgage works
- The differences between the mortgage types on offer and their pros and cons
- Which type of mortgage is right for you
- The advice you need to make an informed decision about which mortgage to choose
What's in this guide
Compare the different types of mortgage so you can choose the best kind for you.
Our short videos explain what a mortgage is and the concept of mortgage APR
A fixed-rate mortgage can provide peace of mind - but it's not always the cheapest option.
Understand the pros and cons of fixing before making your decision.
A tracker mortgage deal will follow the base rate at a set margin - and could prove good value.
A discount mortgage deal is set below a lender's SVR but watch out for the risks involved.
We help you decide whether a standard variable rate mortgage deal is the right choice for you.
Understand the key differences.
We explain how offset mortgages work, who they're best for, and if they really can reduce the amount you pay.
What is the Bank of England base rate and how does it affect mortgages?
Know your arrears from your equity with our jargon-busting glossary of key mortgage terms.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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