Ace Money version 22.214.171.124 was tested in May 2017. The software has not changed significantly enough to require further lab testing.
What is AceMoney?
AceMoney is a personal finance software package that is marketed as the best alternative to Quicken and Microsoft Money – two previously popular packages.
We put AceMoney through rigorous testing under lab conditions, analysing the features we know are important to you and providing star ratings to help you compare packages.
Our review includes the full results of our lab tests with ratings on data input, the dashboard, transactions, goal-tracking, report-generation, mobile app, security and an overall verdict from our personal finance software experts.
|AceMoney product review||Specifications|
|Version tested|| |
AceMoney was not retested in 2019's review as the software has not been updated since our last test in 2017.
Bought in US dollars ($39.99); we give the sterling equivalent correct 26 July 2019.
|Free trial?|| |
|Investment tracking|| |
How does AceMoney work?
AceMoney allows you to set up accounts and input transaction data to make budgets and set goals.
It aims to make it quick and easy to manage your accounts, regardless of your financial expertise.
AceMoney review: at a glance
Find out how AceMoney did in our lab review on performance (including data input, set up, dashboard, reports, transactions and tracking), support and its mobile app.
How do I get started?
We reveal how easy it is to set-up and start using AceMoney.
We asked our lab testers to manually input two sets of fictitious financial data, as well as import CSV and QIF files from various sources in order to calculate star ratings for both ease and speed of data input.
How easy is AceMoney to use?
Our lab testers tried out dozens of AceMoney's features and issued star ratings for a range of performance indicators, including dashboard navigation, transaction-grouping, report-generating, goal-setting and reminder-scheduling functions.
You can select the score table you want to see using the drop-down menu.
What help and support is on offer?
When using personal finance software, it's likely that you'll need some support to help you get the most out of the package.
We tested every element of AceMoney’s customer support and gave it an overall star rating based on the range and quality of the services on offer.
What's AceMoney's mobile app like?
The AceMoney mobile app is available for Android devices and acts as a companion to the desktop application.
Here's how the AceMoney mobile app was rated in our lab tests.
How secure is it?
When entering your financial information, you want to be sure it's safe.
Here's how AceMoney scored for security in our lab review across its desktop programme and mobile app.
Open Banking and AceMoney
AceMoney doesn't allow you to sync with your bank accounts. Instead, it requires you to download information in a standard format and then import the data.
AceMoney is not set up for the Open Banking scheme, which allows you to share current account data via a secure application programming interface (API) without handing over your login details. Firms using Open Banking are regulated, and security protocols protect your data.
Find out more: Open banking: sharing your financial data explained
Which?'s verdict on AceMoney
We reveal how useful AceMoney is for beginners who struggle with computers or finances, as well as how suitable it is for advanced users with more experience.
Find out more: Best personal finance software - see how AceMoney compares
Is AceMoney compatible with Microsoft Money and Quicken?
AceMoney is compatible with Microsoft Money or Quicken.
Can you import information by linking to your bank account?
AceMoney doesn't allow you to sync data from a bank account.
Does AceMoney work on Apple Watch?
AceMoney is not compatible with the Apple Watch.
Get top money-saving tips from Which?
Sign up to the Which? Money Weekly newsletter to get our latest news, tips and deals straight to your inbox.