State pension age calculator

Use our calculator to find out when you'll qualify for the state pension, and whether you'll be affected by planned rises in the state pension age
Paul Davies

Paul has long worked in financial services research, currently specialising in pensions and retirement planning.

A middle-aged woman with grey hair wearing glasses examines a document while calculating on a calculator at a desk.

When can I claim the state pension?

The state pension age is currently 66, but this will rise to 67 between 2026 and 2028.

It is scheduled to rise again to 68 between 2044 and 2046, but this could be brought forward to as early as 2037. 

The government has to give at least 10 years' notice of a change. 

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State pension age calculator

Fill in your details below to find out when you'll qualify for the state pension.

Note - The calculator assumes the state pension age will rise to 68 between 2044 and 2046, as originally scheduled. This increase could happen sooner (2037 at the earliest), but the government is yet to confirm. 

How do I claim the state pension?

If you live in the UK, you won't receive your state pension automatically when you reach state pension age.

You'll get a letter four months before you retire, which will explain how you can claim. You'll have the option to claim online, by phone or by post. 

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