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  3. Paul Davies
PD

Paul Davies

Paul has long worked in financial services research, currently specialising in pensions and retirement planning.

162 articles
  1. 2026

    1. 06 Oct
      Family-fire-pit

      Six months until inheritance tax applies to pensions

      Pensions & retirement
    2. 05 Oct
      Hands using a calculator on a table with financial documents, a laptop in the background, and a pen in hand.

      Best annuity rates October 2026

      Accessing your pensions
    3. 30 Sep
      Close-up of HM Revenue & Customs logo with text regarding tax rates and allowances on a document.

      Will my pension be subject to inheritance tax?

      Accessing your pensions
    4. 30 Sep
      Two older adults sit at a table, reviewing documents.

      How much is the state pension?

      State pension
    5. 30 Sep
      A man with glasses and grey hair focuses intently on a woodworking project in a cluttered workshop filled with tools.

      Should I defer my state pension?

      State pension
    6. 25 Sep
      A middle-aged woman with grey hair and glasses analyzes a document while using a calculator, with a cup nearby.

      Best Sipps 2026

      Saving for retirement
    7. 23 Sep
      A man stirs food in a frying pan while a woman smiles at a laptop, surrounded by a kitchen dining setup with various foods.

      Annuity payouts at record levels – should you consider one?

      Pensions & retirement
    8. 22 Sep
      A large audience in a conference room, facing a presenter, with several attendees raising their hands to ask questions.

      Defined benefit (or final salary) pensions

      Saving for retirement
    9. 22 Sep
      A person with long hair drops a coin into a glass jar filled with coins, with some coins scattered on the wooden surface.

      Defined contribution pensions

      Saving for retirement
    10. 17 Sep
      A hand pressing buttons on a calculator, holding a black and white pen, with a keyboard visible in the foreground.

      What happens to my pension when I die?

      Accessing your pensions
    11. 17 Sep
      Woman with short, silver hair in a pink blouse sits at a desk, looking intently at a laptop, holding papers in one hand.

      Pensions lifetime allowance explained

      Saving for retirement
    12. 16 Sep
      Elderly man in a red shirt exercises on a stationary bike, focused and smiling, with gym equipment in a bright setting.

      6 steps to get your pension fit for retirement

      Pensions & retirement
    13. 11 Sep
      Stacks of coins with small plants growing from jars and a burlap sack, symbolizing savings and financial growth.

      Should I consolidate my pensions?

      Saving for retirement
    14. 28 Aug
      Row of Victorian-style red brick houses with white trim under a blue sky with fluffy clouds and scattered greenery.

      Are you getting the most out of your property in retirement?

      Pensions & retirement
    15. 20 Aug
      Woman with short grey hair sits at a desk, face hidden in her hand, looking stressed while working on a laptop.

      The warning signs of a pension scam

      Pensions & retirement
    16. 12 Aug
      A young woman and an elderly man sit at a table, examining a tablet together, surrounded by magazines and colorful cushions.

      How to get retirement and pension advice

      Accessing your pensions
    17. 11 Aug

      More people are living to 100: will your pension savings last?

      Pensions & retirement
    18. 10 Aug
      Man holding football while children playfully try to take it from him in a park.

      How to boost your pension

      Saving for retirement
    19. 04 Aug

      Are you making the most of your workplace pension?

      Pensions & retirement
    20. 31 Jul
      Elderly couple sitting on a bench by a lake, with mountains in the background and a kayak on the water

      Can I take a lump sum from my pension?

      Accessing your pensions