Compare Fixed-rate Savings Accounts

Last updated: 8 hours ago

Which? Money Compare rounds up the best fixed-rate savings accounts, offering higher interest rates for those prepared to lock up their cash for longer.

The Which? difference

Which? Money Compare's comparison tables shows hundreds of savings accounts from providers large and small, whether we get paid commission or not. It makes no difference to how the savings accounts appear in our tables, meaning you’ll always be able to stay in control and find the best deals for you, not us.

What are Which? Recommended Providers?

These are the companies that combine competitive deals with excellent customer service, and have been awarded Which?'s coveted Recommended Provider status.

Benefits

You may get a higher rate of interest than with other accounts available when you open the account and you won't lose out if interest rates fall.

Pitfalls

You can't access your money until the end of the fixed period and you won't benefit if interest rates rise.

Terms Explained

AER

Annual equivalent rate. How much interest you'll get in a year.

Revert-to rate (AER)

The interest rate the account reverts to after any introductory bonus rate.

Minimum initial deposit

The minimum amount you have to pay in to open the account.

Online account

Whether the account can be managed online.

Which? customer score

Which? score based on overall customer satisfaction with the brand and how likely they are to recommend the brand to a friend.

Further additions allowed

Whether you can pay in any more money after you've opened the account.

Minimum regular monthly deposit

The minimum amount you have to pay in each month.

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Our tables are updated three times a day. This data service is provided by Runpath Digital, which has selected lovemoney.com financial services limited, registered in England & Wales to White Collar Factory,1 Old Street Yard, London EC1Y 8AF, company number 07406032, and which is authorised and regulated by the Financial Conduct Authority (FRN 479153), as its service provider. Runpath Digital and lovemoney.com financial services limited are not members of the Which? Group of which we form part.

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