Are mortgage rates going to climb even higher?

What could happen to the cost of mortgage repayments
James RoweSenior Video and Audio Content Creator

Having worked at the BBC and in commercial radio before joining Which?, James produces our always-on podcasts, and oversaw the launch of our member-exclusive podcasts in 2025.

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The Bank of England base rate was held again last month, so why are mortgage rates on the rise?

In this episode, Which? property expert Sam Wilson explains what’s driving up the cost of borrowing, and how a range of external factors can influence the rates lenders offer.

Sam also reveals the results of our yearly analysis of mortgage lenders, explaining how four companies stood out from the crowd and received our Which? Recommended Provider recommendation.

Plus, David Hollingworth from L&C Mortgages explains the benefits of using a mortgage broker when you come to remortgage.

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