While the frenzy of competition for savers' deposits is dying down, you can still benefit from more than 297 savings accounts and cash Isas that equal or exceed the March inflation rate of 1.9%.
This may be due to the end of so-called 'Isa season', during which many providers up their rates to encourage savers to use up their remaining Isa allowance before the tax year ends on 5 April.
As the competition eases off, data from Moneyfacts suggests that several rates have already been cut or withdrawn - but there are still accounts out there that can help grow your savings.
Here, we reveal the top-rate accounts for this month for every cash Isa and savings category.
If your cash is earning a rate lower than inflation, you may be losing money in real terms, as you'll be able to purchase less with the same amount of cash.
As the graph below shows, January this year was the first time since November 2016 that savers saw average savings rates exceed inflation.
Since then, the average savings rate has fallen to just below inflation. In April, savings and cash Isas averaged 1.87% and 1.62% respectively, while March's CPI inflation figure remained at 1.9%.
Yet hundreds of accounts can still beat CPI - and lower price growth and better offers mean that locking your money away for half a decade is no longer your only option.
Which? analysed more than 1,450 accounts using data from Moneyfacts, and found 154 fixed-term savings accounts with AER interest of 1.9% or above.
All accounts require a minimum initial investment of £5,000 or less, and all duplicate accounts have been stripped out (for instance, those that have slightly different terms but are essentially the same account).
It's still possible to grow your savings over the course of just one year, but the choice of accounts has shrunk since February.
There are 14 one-year fixed-rate savings accounts that can match or beat inflation, whereas there were 23 just a couple of months ago.
See below for the three top-rate accounts.
All accounts require a £1,000 minimum initial deposit.
The longer you lock your money away for, the higher rate you generally earn. The top-rate long-term savings accounts are:
Again, you'll need an initial minimum deposit of at least £1,000.
There are 24 cash Isas that can currently match or beat inflation - this is down from 46 accounts in February, but still up from January when there were just nine.
You'll need to lock up your money for at least two years to beat inflation with a cash Isa.
Only one two-year fixed-rate cash Isa currently matches inflation, and none exceed it:
Note that you must be a Santander 123 World or Santander Select customer when you open the account to get this rate.
If you're willing to lock up your money for longer, the top Isa accounts are:
While cash Isa rates are consistently beaten by top-rate savings accounts, their tax-free status may outweigh the small interest gap.
In addition to the Moneyfacts data, we found 29 regular savings accounts that have inflation-busting rates.
However, most require deposits to be made every month, and often come with significant caveats - so make sure you can commit before you open one.
The three top rates are:
All providers require you to hold another account before you can open a regular saver.
First Direct's AER lasts for 12 months, when it drops to just 0.15% - at which point you should consider moving your savings elsewhere.
You must keep your account for at least a year with M&S Bank to receive the 5% interest, as closing early will mean you'll only earn 0.2% AER.
To receive the preferential rate from HSBC, you must hold an HSBC Premier or HSBC Advance account. Both require a fairly high minimum deposit to be paid in each month, so those with low salaries will not be able to use them.
The rate will also drop to 0.2% AER if the regular saver is closed within 12 months.
You can deposit up to £4,368 into a junior Isa during this tax year, and all savings growth will be tax-free.
The three top-rate accounts are:
Two of these accounts have location restrictions. Danske Bank's account must be opened in-branch, and all branches are in Northern Ireland. Meanwhile, only customers living in certain postcodes can open accounts with Darlington Building Society.
There are 25 Help to Buy Isas that exceed the rate of inflation, the same number as earlier in the year. The top three rates are:
There are regional restrictions on all of these accounts. You must have a Cumbria postcode to bank with Penrith Building Society; Tipton & Coseley specify a handful of eligible postcodes; and Vernon Building Society customers must live within 25 miles of Stockport.
The highest rate that's available nationwide is 2.58% AER from Barclays.
If you want to take advantage of these accounts, you'd better move fast - Help to Buy Isas will be closing to new customers on 30 November 2019.
The Nationwide account is limited to one withdrawal a year. If you take money out more frequently, the rate will drop to 0.5% AER.
We also found some regular children's savings accounts that pay high interest:
You have to deposit between £10 and £100 each month into the Halifax account, while the others accept £5 to £100.
No withdrawals are allowed from the Halifax account, whereas any month a withdrawal is made with Barclays will cause the AER to drop to 1.51%.
CPI inflation tracks the prices of an imaginary shopping basket of more than 700 goods and services.
Each month's inflation figure shows how prices have changed since the same month in the previous year. So, as CPI measured 1.9% in March, it means everything in the basket is 1.9% more expensive than in March 2018.
If your savings aren't growing by at least the same rate, your money's value will diminish as it won't be able to buy you as much.
Which? Limited is an Introducer Appointed Representative of Which? Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited.