Buying a car Car finance explained

  • Explained: the car finance options available from your car dealer
  • How independent car finance, such as personal loans or credit cards, can be cheaper
  • Tips for beating the dealers and getting the best possible car finance deal

What's in this guide

  1. Car finance methods

    How to choose the right car finance method – and avoid those expensive extras.

  2. Dealer car finance options

    Dealers offer several car finance options; find the one that's best for you.

  3. Independent car finance

    Personal loans will often give you a better rate than car dealers' finance options.

  4. Get the best car finance deal

    A step-by-step guide to getting the best deal possible on car finance.