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1. You are here:
2. Which? Car home >
3. Choosing a car >
4. Buying a car >
5. Car finance explained

Buying a car Car finance explained

• Explained: the car finance options available from your car dealer
• How independent car finance, such as personal loans or credit cards, can be cheaper
• Tips for beating the dealers and getting the best possible car finance deal

What's in this guide

1. Car finance methods

   How to choose the right car finance method – and avoid those expensive extras.

2. Dealer car finance options

   Dealers offer several car finance options; find the one that's best for you.

3. Independent car finance

   Personal loans will often give you a better rate than car dealers' finance options.

4. Get the best car finance deal

   A step-by-step guide to getting the best deal possible on car finance.

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