Pet insurance reviews
Dog insurance reviews
Our unique dog insurance reviews rate the quality of different types of insurance policy, helping you find the cover you need.
Our policy scores are made up of Which?'s expert views on the amount of cover you get for vet bills, along with seven other elements of a policy. The higher the score, the better we've rated the policy.
Take out a trial to Which? for just £1 and we’ll tell you exactly what you need to know to pick the best dog insurance policy for your needs. By logging in, Which? members can see:
- The full results from our analysis of 36 different dog insurance policies, including our unique policy scores
- A full breakdown of how each pet insurer is rated for customer service, value for money, transparency of charges, experience with making claims and much more.
- Individual overviews of each provider, revealing everything from the deals they offer to how thousands of real customers rate different aspects of their service
- Access to the Which? Money Helpline, where you can get one-to-one telephone help on any financial matters with one of our experienced helpline staff.
John Lewis, Direct Line, Petplan, M&S Bank and LV are all included in the survey.
|Dog insurance reviews|
|Provider/policy||Vet fee cover||Maximum age limit||Third party liability||Death from illness|
|Annual cover (Lifetime cover) |
|£12,000||No upper age limit||£3 million||£1,500||96%|
|£12,000||No upper age limit||£3 million||£2,000||94%|
|£15,000||8/9 years old||£3 million||£1,500||94%|
|£12,000||5/8 years old||£3 million||£2,000||90%|
|£7,500||No upper age limit||£2 million||£1,000||77%|
|£7,000||No upper age limit||£2 million||£1,500||75%|
|£7,500||8/9 years old||£2 million||£1,500||74%|
|£7,000||5/8 years old||£2 million||£1,500||69%|
|£4,000||5/8 years old||£2 million||£1,500||57%|
|£3,000||No upper age limit||£1 million||£500||51%|
|Per condition per year (Lifetime cover) |
|£6,000||No upper age limit||£2 million||£1,500||91%|
|£4,000||No upper age limit||£1.75 million||£1,000||71%|
|£2,000||No upper age limit||£1.5 million||£750||51%|
|£1,000||No upper age limit||£1 million||£600||46%|
|Per condition (Non-lifetime cover) |
|£13,000||9 years old||£2 million||£1,500||87%|
|£8,000||No upper age limit||£2 million||£1,000||71%|
|£7,500||No upper age limit||£2 million||£1,500||71%|
|£7,500||9 years old||£2 million||£1,500||69%|
|£8,000||11 years old||£2 million||n/a||64%|
|£4,000||No upper age limit||£2 million||£1,500||56%|
|£4,000||No upper age limit||£2 million||£1,000||53%|
|£5,000||No upper age limit||£2 million||£750||49%|
|Time-limited per condition (Non-Lifetime cover) |
|£3,000||No upper age limit||£1 million||£1,500||47%|
|£3,000||No upper age limit||£2 million||£500||41%|
|£3,000||9 years old||£1 million||£1,000||41%|
|£6,000||8 years old||£2 million||£500||40%|
|£4,000||8 years old||£2.5 million||Price paid for pet||40%|
|£5,000||No upper age limit||£2 million||£750||39%|
|£5,500||8 years old||£1.75 million||£1,250||38%|
|£5,000||8 years old||£1.75 million||£1,000||38%|
|£3,000||No upper age limit||£2 million||£600||38%|
|£4,000||11 years old||£1 million||n/a||37%|
|£2,000||8 years old||£2.5 million||Price paid for pet||37%|
|£3,000||No upper age limit||£2 million||£1,000||37%|
|£4,000||No upper age limit||£1.75 million||£1,000||35%|
|£1,500||No upper age limit||£1 million||£500||35%|
|£4,500||8 years old||£1.5 million||£750||33%|
|£2,000||No upper age limit||£1.5 million||£750||30%|
|£1,000||8 years old||£1.5 million||£750||27%|
|£1,000||8 years old||£1.25 million||£500||25%|
|£500||No upper age limit||£1 million||£350||21%|
Information correct January 2016.
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