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The Royal Kennel Club pet insurance review

The Royal Kennel Club's policies were among some of the best we rated
Dean SobersSenior researcher & writer
Royal Kennel Club pet insurance

In this article

The Royal Kennel Club Pet Insurance is a specialist insurer which, as the name implies, sells policies covering dogs. It's run by Agria Pet Insurance, a Swedish provider with more than 125 years' insurance experience.

It sells lifetime policies only, with four types of cover offering vet fee limits between £4,000 and £25,000. 

Please note that this article is for information purposes only and doesn't constitute advice. Please refer to the particular T&Cs of an insurer before committing to any financial products.

Does The Royal Kennel Club offer the best pet insurance? 

We've rated 380 pet insurance policies and, where possible, insurer customer and claims service. 

Members can log in to read our full reviews. If you're not already a member, join Which? and get full access to these results and all our reviews.

What does The Royal Kennel Club pet insurance cover?

We've taken an in-depth look at The Royal Kennel Club's top-scoring policy, breaking down the most important areas of cover.

Log in to read more if you're a Which? member, or sign up to read this and many other reviews.

'Here's what impresses me about The Royal Kennel Club'

Dean Sobers, Which? pet insurance expert, says:

Dean Sobers

The £25,000 limit offered by The Royal Kennel Club's leading policy catches the eye, but is it so comprehensive below the surface?

If you're a Which? member, you can log in (or if not, sign up) to read my explanation of what really matters to pet owners.

How good is The Royal Kennel Club at handling claims?

It's all very well having great cover on paper, but will the insurer pay out when the time comes?

That's why we look at industry data on how often insurers pay out, and how many claimants make a complaint – and a worse-than-average record can stop a policy from being a Best Buy.

Log in or join Which? to read more.

How does The Royal Kennel Club compare with other providers?

The Royal Kennel Club's policies were among 380 analysed and scored by our experts. Log in or become a Which? member to find out if they topped the tables.

The Royal Kennel Club: how can you claim?

The Royal Kennel Club recommends you ask your vet to claim on your behalf, as they will have easy access to your bills and your dog's history.

But if your vet won't do this, or you'd prefer to file the claim yourself, you can do so through the Royal Kennel Club's website, or call it on 03330 30 50 30. 

Make sure you have a copy of the pet's medical details and any paperwork or invoices detailing the costs of its treatment.

Should you buy Royal Kennel Club pet insurance?

Only Which? members can read our ultimate verdict on The Kennel Club's cover, so log in or sign up to find out what it is.

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