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Compare 0% Purchase Credit Cards
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The Which? difference

Which? Money Compare displays all available credit card deals from providers large and small, whether we get paid commission or not. It makes no difference to how the credit cards appear in our tables, meaning you’ll always be able to stay in control and find the best deals for you, not us.

What are Which? Recommended Providers?

These are the companies that combine competitive deals with excellent customer service, and have been awarded Which?'s coveted Recommended Provider status.

Benefits
Interest-free spending until your deal ends.
Pitfalls
If you miss a payment you could lose your entire 0% deal and you'll pay interest at the card's standard rate once the 0% deal ends.

Terms Explained 

Represent­ative APR (variable)

The interest rate for borrowing that at least 51% of the customers accepted will pay.

Which? Customer Score

Which?'s rating for customer satisfaction, based on feedback from thousands of real customers. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand to a friend.

0% on purchases deal

How long the interest-free deal lasts.

Purchase interest p.a.

The annual interest rate you'll pay on new purchases after the interest-free deal ends.

Reward scheme

Whether rewards are paid on your spending with the credit card.