What is Buxfer?
Buxfer is a personal finance package that can help you analyse spending and plan for the future.
It helps you see all your accounts in one place and understand where your money goes, reduce spending, track investments and save.
We've put Buxfer through rigorous testing under lab conditions, analysing the features we know are important to you and providing star ratings to help you compare packages.
Our review includes the full results of our lab tests with ratings on data input, the dashboard, transactions, goal-tracking, report-generation, mobile app, security and an overall verdict from our personal finance software experts.
Members can log in to see the results of our personal finance software analysis. If you’re not already a member, you can sign up to a two-month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.
|Buxfer product review||Specifications|
|Version tested|| |
Basic - free
Pilot ($1.99/ £1.50 a month), Plus ($3.99/ £3.01 a month), Pro ($4.99/ £3.77 a month)
|Free trial?|| |
Start with a free plan and then move up
Windows, Mac, Android, iOS
|Investment tracking|| |
How does Buxfer work?
Buxfer allows you to sync your financial data directly from your bank – without storing your passwords to help understand where your money goes.
It offers insightful reports that can help you make sense of your spending and reduce costs with the ability to set budgets, alerts and reminders.
Powerful features on more premium packages include the ability to track your investments in real time, make predictions based on your past behaviour and set up multiple accounts to monitor spending with friends, family or flatmates.
Watch our video to see how Buxfer works and get a feel for how the software can help you manage your money.
Buxfer review: at a glance
Find out how Buxfer got on in our lab review on performance (including data input, set up, dashboard, reports, transactions and tracking), support and its mobile app.
How do I get started?
Our review reveals how quickly and easily you can get started using Buxfer.
We asked our lab testers manually input two sets of fictitious financial data, and imported CSV and QIF files from various sources in order to rate the software for both ease and speed of data input.
|Buxfer: data input||Score|
|Ease of manual data input|
|Speed of manual data input|
How easy is Buxfer to use?
Our lab testers tried out dozens of YNAB’s features and issued star ratings for a range of performance indicators including dashboard navigation, transaction-grouping, report-generating, goal-setting and reminder-scheduling functions.
You can select the score table you want to see using the drop-down menu.
|Ease of generating reports|
|Ease of interpreting reports|
|Range of report styles|
What help and support is on offer?
When using personal finance software it's likely that you'll need some support to help you get the most out of the package.
We tested every element of Buxfer’s customer support from its phone and email support to its FAQs and forums, in order to rate it based on the range and quality of services on offer.
What's Buxfer's mobile app like?
The Buxfer mobile app is available for IOS and Android devices and acts as a companion app to the desktop application. Find out how it was rated in our lab tests.
|Buxfer: mobile app||Score|
|Mobile app information view|
|Ease of syncing|
|Ease of adding receipts|
|Utility of app|
How secure is it?
When entering your financial information you want to be sure it's safe.
Find out how Buxfer scored for security in our lab review across its desktop programme and mobile app.
|Security with all options enabled (desktop)|
|Security with fewest options enabled (desktop)|
|Quality of encryption methods (desktop)|
|Navigating security and privacy options (desktop)|
|Security with all options enabled (mobile)|
|Security with fewest options enabled (mobile)|
|Quality of encryption methods (mobile)|
Which? verdict on Buxfer
We reveal how useful Buxfer is for beginners who struggle with computers and organising their finances, as well as how suitable it is for advanced users who are more experienced in these areas.
|Not suitable for|
Find out more: Best personal finance software - see how Buxfer compares
Is Buxfer compatible with Microsoft Money and Quicken?
Buxfer is compatible with Microsoft Money and Quicken.
Can you import information automatically by linking to your bank account?
Buxfer will allow you to automatically sync data from a UK bank account.
Most other personal finance software claims it can do this but in reality, it only works for those living in the United States.
Does Buxfer work on Apple Watch?
Buxfer is not available on the Apple Watch.
Is it possible to have multiple accounts?
Buxfer allows you to create multiple accounts.
The number you can make is limited depending on your subscription level. You can set up five with Basic and Pilot or get an unlimited amount in Plus and Pro.
You will only be able to manage one account at a time.