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Loan to value (LTV) calculator

Calculate the LTV percentage you'll need for your mortgage, based on the property value and amount of deposit or equity you have.

Loan-to-value (LTV) is the ratio of mortgage to property value, expressed as a percentage. For example, if you're buying a £100,000 property with a £10,000 (10%) deposit, you'll need a 90% LTV mortgage.

You can find out what LTV you need by inputting your deposit (or equity if you're remortgaging) and property value in the calculator below.

And if you'd like expert help finding the best mortgage at your LTV, call Which? Mortgage Advisers for a free consultation on 0800 197 8461.

More mortgage calculators

Now you've figured out your LTV, you can use these calculators to work out the finer details of your mortgage:

You can browse our full list of mortgage calculators for more help with your move. 

Get personalised, one-to-one mortgage advice

If you'd like expert advice on how the LTV will affect your mortgage options, and an impartial recommendation on the best deal for you, call Which? Mortgage Advisers on 0800 197 8461 - or fill out the form below for a free callback.



Which? Mortgage Advisers listen carefully to what you need, then search thousands of mortgages to choose the No.1 for you, even if you can only go direct.

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