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Loan to value calculator

Calculate the loan-to-value (LTV) percentage for the property you want to buy, based on the deposit you have.

Which? Money team
Last updated: Nov 2018

Loan-to-value (LTV) is the ratio between how much you borrow for the mortgage (the loan) and how much the property is worth (the value), expressed as a percentage.

You make up the remaining percentage with a deposit. You can find out more about how the LTV impacts on your mortgage costs in our 'How much can I borrow guide?'

 

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