Rocio Concha

Director of Policy and Advocacy, and Chief Economist

Latest articles from Rocio

Policy article

OPINION: FCA told to stop insurers exploiting Goldilocks-like customers

Rocio Concha, director of policy and advocacy at Which?, claims her organisation’s research suggests insurers are failing to “put themselves in their customers’ shoes” and are exploiting their Goldilocks-like approach to purchasing policies

4 min read
Policy article

OPINION: Wheels in motion for changes that benefit insurance customers

Finally, wheels are in motion for changes that benefit insurance customers

3 min read
Policy article

OPINION: Which? demands action against insurers that are poorly handling complaints

Rocio Concha, director of policy and advocacy at Which?, urges the regulator to hold the insurance firms’ feet to the fire for causing customers unfair delay or distress

3 min read
Policy article

OPINION: Government must listen to all businesses on economic growth - not just the regulation refuseniks

New Which? research reveals most UK businesses support strong consumer protection regulations as a contributor to consumer confidence and economic growth

4 min read
Policy article

OPINION: The insurance market is causing consumers all sorts of difficulties. Here’s what needs to happen

Car insurance premiums have been enough to drive motorists round the bend recently. While the worst of price rises may have now passed, it’s little comfort for drivers who have had to shell out hundreds of pounds more for cover than they would have done just a few years ago

4 min read
Policy article

OPINION: New rules to protect free access to cash have been hard fought. Here’s how they will work

Which? has led the campaign to protect free access to cash. New rules, which come into force today, will help those who want to access cash do so

3 min read
Policy article

LETTER: Regulator puts us at risk of weaker scam protections

2 min read
Policy article

OPINION: Labour is on the cusp of a great betrayal

Britons risk devastating financial losses if the Government rows back on scam protections

5 min read
Policy article

OPINION: Pensions are in desperate need of reform - this is how the next government should do it

It’s never too early to think about retirement, so the old adage goes. The more you’re able to save now, the more you can do when you stop working. The introduction of auto-enrolment in 2012 to help more workers save with the help of their employer has been a success, meaning millions more employees are contributing to a workplace pension. Yet despite that success, many are facing challenging retirements

3 min read
Policy article

OPINION: Which? demands action against insurers that are poorly handling complaints

Rocio Concha, director of policy and advocacy at Which?, urges the regulator to hold the insurance firms’ feet to the fire for causing customers unfair delay or distress

3 min read
Policy article

OPINION: It would be unthinkable for telecoms providers to push through with mid-contract price hikes

Since 2020 most major broadband and mobile providers have introduced inflation linked price increases in their contracts. Under this practice, providers base their price increases on whatever inflation is running at, plus a mark up - a questionable practice that has made it difficult for consumers to understand exactly what they are signing up for and to shop around

2 min read
Policy article

OPINION: Half a billion reasons to ban unjust broadband and mobile price increases

This Easter, chocolate eggs might not be the only thing consumers are waking up to. For those with a broadband connection or a mobile phone contract - which is of course the majority - many will find that the price of their bill will have increased, to significantly more than they signed up to paying

3 min read
Policy article

OPINION: Inflation figures may be good news for Sunak, but millions will still be left poorer

Markets may cheer today’s inflation figures, but the cost of living crisis is far from over for millions of Brits, writes Rocio Concha

4 min read
Policy article

OPINION: The Prime Minister says he wants to focus on the cost of living crisis - here are the actions he should take

5 min read
Policy article

OPINION: Tackling the cost of living crisis will require businesses to step up

3 min read
Policy article

OPINION: Tech giants cannot be allowed to continue stifling competition

3 min read
Policy article

OPINION: We can’t ignore hazardous heaters any longer

4 min read
Policy article

OPINION: Scrap jargon to increase broadband speeds

Two years ago today, the Prime Minister called for an internet revolution. Much stands in the way of achieving it.

4 min read
Policy article

OPINION: Fraud and online scams aren't 'victimless', and the damage is much more than financial

The impact on victims' wellbeing - can be much greater than - the impact on their bank balances.

3 min read
Policy article

OPINION: Scam victims face betrayal if online safety bill is revisited

The psychological and financial costs of fraud is immense and tech companies must take responsibility

3 min read