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Mortgage calculator toolkit
Ready to get a mortgage?
Find the right mortgage using the fee-free service provided by L&C Mortgages
Compare mortgagesIf you click on the link and complete a mortgage with L&C Mortgages, L&C is paid a commission by the lender and will share part of this fee with Which? Ltd helping fund our not-for-profit mission. We do not allow this relationship to affect our editorial independence. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Which? mortgage calculators
- Loan to value (LTV) calculator Work out your LTV based on the property value and amount of deposit or equity you have.
- Mortgage deposit calculator Find out how long it will take you to save enough deposit to buy a property in your chosen area.
- How much can I borrow? See how much mortgage you'll be able to borrow to buy a home based on your income.
- Stamp duty calculator Check how much tax you'll need to pay when buying a home.
- Mortgage overpayment calculator Discover how much quicker you could pay off your mortgage by overpaying and how much you could save.
How to find the right mortgage deal for you
We regularly sift through thousands of deals on the market to find the best mortgage rates for first-time buyers, home movers and those planning to remortgage.
You can also use our unique research on the best mortgage lenders to see how customers rate banks on everything from the application process to the ease of managing their mortgage online and overall customer service.