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Compare First-time Buyer Mortgages
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The Which? difference

Which? Money Compare displays all available mortgage deals from providers large and small, whether we get paid commission or not. It makes no difference to how the mortgages appear in our tables, meaning you'll always find the best deal for you, not us.

What are Which? Recommended Providers?

These are the companies that combine competitive deals with excellent customer service, and have been awarded Which?'s coveted Recommended Provider status.

Terms Explained

Total cost over deal

The total cost of mortgage repayments and fees over the initial deal period

Initial monthly payment

How much your monthly payments will be over the initial deal period

Initial rate

The interest rate you'll pay over the initial deal period

Reverts to

The interest rate you'll pay after the initial deal period ends

Max LTV

The maximum amount you can borrow as a percentage of the property value

Which? Customer Score

Which?'s rating for customer satisfaction, based on feedback from thousands of real customers. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand to a friend.

Annual Percentage Rate of Charge

The APRC (Annual Percentage Rate of Charge) is the total cost of the credit to the consumer, expressed as an annual percentage. You can use this to compare quotes from different lenders as they all have to calculate the APRC in exactly the same way. Example calculation.  

 

ON TRACK FOR THE BEST MORTGAGE?

Which? Mortgage Advisers listen carefully to what you need, then search thousands of mortgages to choose the No.1 for you, even if it's one you can only get direct from the lender.

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