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Which? Money podcast: why you need to act now to stop your stamp duty bill from doubling

What to know about mortgage rates, stamp duty and the property market in 2025

Following the Bank of England base rate dropping to 4.5% earlier this month, and with an impending stamp duty change, we’re at a key point in time for anyone buying, selling, or remortgaging a property.

In this episode, James Rowe is joined by Which? mortgage expert Stephen Maunder and David Hollingworth, Associate Director of L&C Mortgages to discuss how interest rate and stamp duty changes will impact the market this year.

What is the Which? Money podcast?

The Which? Money podcast offers weekly advice to help you get on top of your bills and tackles the issues hitting your pocket, from spiralling energy costs to your weekly food shop.

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If you click on the link and complete a mortgage with L&C Mortgages, L&C is paid a commission by the lender and will share part of this fee with Which? Ltd helping fund our not-for-profit mission. We do not allow this relationship to affect our editorial independence. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

How to listen to the Which? Money podcast

We’ll bring you new episodes of the Which? Money podcast each Friday, with the podcast also available wherever you usually listen.

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A transcript of the show is also available here.