
Make your money work harder
Get the best deals, avoid scams, and grow your savings with expert guidance. Save 25% now, only £36.75 for a year.
Join Which? MoneyOffer ends 30 September 2025
PIP is a state benefit that helps people deal with some of the extra costs associated with long-term illness or disability. It was introduced in 2013 to replace the Disability Living Allowance (DLA).
The benefit isn't means-tested, so it doesn't matter if you have a job or another source of income.
There are two parts to PIP. You might be eligible for one or both components depending on your needs, and how much you're affected by your condition.
You'll be assessed to work out what level of help you need.
You'll be assessed on things such as your ability to prepare food and drink, wash, dress, go to the toilet, manage health conditions and make financial decisions.
For 2025-26 the payment is worth:
You'll be assessed on your ability to 'plan and follow a journey' and 'move around'.
For 2025-26 the payment is worth:
PIP is tax-free and usually paid every four weeks into your bank account.
You will also receive a £10 Christmas bonus payment.
To apply for PIP, you must:
If you're over state pension age and are making a new claim, you have to apply for Attendance Allowance instead. But if you're already claiming PIP when you reach state pension age, you can continue receiving PIP as long as there's no change in your condition.
To qualify, you usually must have lived in the UK for at least two out of the last three years and be in the country when you claim.
In Northern Ireland, the process works differently - you can find more information about PIP eligibility on NI Direct.
To apply, call the PIP new claims phoneline to request an application form: 0800 917 2222 (Mon-Fri, 8am-6pm).
Before you call, ensure you have the following information to hand:
If someone is caring for you, they can call on your behalf if necessary, but you'll need to be with them when they do.
After the initial call, the Department for Work and Pensions (DWP) will post you a form called 'How your condition affects you', which you or your carer will need to complete and return. In some areas you may also be able to apply for PIP online.
Once you have submitted the form, the next step is for you to be assessed by an independent health professional. This may happen by phone, video call, or at a local PIP assessment centre.
The PIP assessment or PIP test involves a discussion so that health professionals can decide whether you're entitled to the benefit.
During the assessment, the assessor will ask you questions about how your condition affects your daily life. This conversation will be based on the information that you gave on your claim form. Be prepared to give examples of what you find difficult. Think about what you find difficult on your worst days, not just good or average days.
If the assessment is in person, you may also be asked to carry out a number of tasks based on everyday activities and your condition.
The tests are split into two sections – one to assess daily living needs and the other to assess your mobility. You're awarded points for each activity, based on your ability to carry them out and how much help you need with each.
To be eligible to receive PIP, you must score at least eight points in either test.
Test | Score | Rate per week (2025-26) |
---|---|---|
Daily living needs test | 8-11 points | £73.40 |
Daily living needs test | 12 points + | £110.40 |
Mobility component | 8-11 points | £29.20 |
Mobility component | 12 points + | £77.05 |
If you have an in-person assessment, you may be asked to carry out some of the following tasks of normal living. If the assessment is by phone, you will be asked how difficult you find each of the tasks, and details of what you need help with.
In Spring 2025, the government announced that it plans to tighten the scoring requirements for the daily living part of the PIP assessment. At present, applicants can achieve the minimum score of eight points by scoring ones and twos across multiple tasks. From November 2026, the government says that people will need to score four points or more for at least one of the tasks of daily living.
This is likely to reduce the number of people that qualify for the daily living component of PIP.
Get the best deals, avoid scams, and grow your savings with expert guidance. Save 25% now, only £36.75 for a year.
Join Which? MoneyOffer ends 30 September 2025
Following the assessment, the professional you spoke to will write up a report and send it to the DWP. The DWP then makes its decision about your claim based on the results of the assessment and the details on your application form.
There is no set time to receive a decision after the assessment. However, it generally takes around 12 weeks from the date you started your claim, although it can take longer.
You'll be sent a letter stating whether or not you'll receive PIP and, if so, which components and rates you're entitled to.
If you disagree with the decision, you can challenge it up to one month after the date of the letter. For more information on how to appeal a benefits decision, see our guide to benefits for older people.
If you receive PIP, you're required to go through regular reviews to check your eligibility. These usually take place annually or every few years, although less severe or temporary disabilities can be checked more frequently.
PIP recipients who are over the state pension age will continue to receive the payments indefinitely without further assessments.
Disability Living Allowance (DLA) was a monthly, tax-free benefit for disabled people who have care needs or mobility needs. It was replaced by Personal Independence Payment (PIP) for those over the age of 16 in 2013.
If you're looking to make a new claim to help with disability needs, you'll need to apply for PIP instead. But if you are over the state pension age, you may be eligible for Attendance Allowance, instead of PIP.
Use the jargon-free calculator provided by GoSimpleTax to complete and securely submit your tax return direct to HMRC.
Calculate your tax bill