What do Nationwide credit cards offer?
Nationwide Building Society offers two credit cards that are among the most competitive for overseas spending.
However, in order to take out a Nationwide card, you will need to be a Nationwide current account holder.
- You can compare Nationwide credit, cards plus hundreds of other deals, on Which? Money Compare.
How does Nationwide compare to other providers?
Nationwide placed joint first with American Express in our credit card survey customer satisfaction survey, achieving an impressive customer score of 79%. It has also been crowned a Which? Recommended Provider.
Is Nationwide a good credit card provider?
Our survey also reveals how Nationwide customers rated the provider across 10 categories.
Find out in the table below how Nationwide scored for its application process, online account management, telephone banking, mobile app, statement clarity, transparency of charges, overseas usage fees, customer service and query handling.
| Nationwide credit card satisfaction |
Star rating |
|---|---|
| Customer service | |
| Application process | |
| Clarity of statement | |
| Transparency of charges and penalties | |
| Dealing with queries | |
| Dealing with complaints | |
| Ability to manage online | |
| Ability to manage by mobile app | |
| Ability to manage by telephone banking | |
| Charges for using your credit card abroad |
Which Nationwide credit card is best?
You can find out more about the range of Nationwide credit cards and see how they stack up using Which? Money Compare.
How we calculate Nationwide’s customer score and ratings
We pick credit cards to feature in Which? brand reviews based on the most popular brands searched for online.
Customer scores are based on an online survey of the public, which received 5,621 responses in total. They are calculated using a combination of overall satisfaction and the likelihood of recommending the provider to a friend.
Star ratings for each category are scored independently of the customer score.
These surveys are carried out annually and customer scores are updated accordingly. Providers must receive a minimum sample size of 30 respondents to be included in our customer satisfaction tables.
Nationwide credit card FAQs
Does Nationwide offer an eligibility check?
Yes. Nationwide has an 'Acceptance Indicator' which can tell you if you're likely to be accepted before you apply.
Where are Nationwide credit cards accepted?
Nationwide credit cards are on the Visa network, which means they are accepted in millions of places in the UK and abroad.
Who is eligible for a Nationwide credit card?
Nationwide's cards are only available to its customers. The Nationwide Select credit card is available to current account customers that use it as a main account and the Nationwide Credit Card is available to mortgage, savings or current account customers.
Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms & conditions of a provider before committing to any financial products.
