What do Post Office Money cards offer?
The Post Office offers credit cards through its Post Office Money brand.
The selection includes a competitive 0% balance transfer. But The Post Office's Platinum card attracts the highest praise for its lack of fees on purchases made overseas and the option to get fee-free travel cash.
- You can compare Post Office credit cards, plus hundreds of other deals, on Which? Money Compare.
How does Post Office Money compare to other providers?
The Post Office achieved a slightly below average customer score of 71% in our latest credit card satisfaction survey and drops to joint 14th position.
Is Post Office Money a good credit card provider?
Our survey also reveals how Post Office Money customers rated the provider across 10 categories.
Find out in the table below how Post Office Money scored for its application process, online account management, telephone banking, mobile app, statement clarity, transparency of charges, overseas usage fees, customer service and query handling.
|Post Office credit card satisfaction|| |
|Customer service|| |
|Application process|| |
|Clarity of statement|| |
|Transparency of charges and penalties|| |
|Dealing with queries|
|Dealing with complaints|
|Ability to manage online|
|Ability to manage by mobile app|
|Ability to manage by telephone banking||-|
|Charges for using your credit card abroad|
Which Post Office Money credit card is best?
You can explore the best Post Office Money credit card deals using Which? Money Compare.
How we calculate Post Office Money's customer score and ratings
We pick credit cards to feature in Which? brand reviews based on the most popular brands searched for online.
Customer scores are based on an online survey of the public, which received 5,621 responses in total. They are calculated using a combination of overall satisfaction and the likelihood of recommending the provider to a friend.
Star ratings for each category are scored independently of the customer score.
These surveys are carried out annually and customer scores are updated accordingly. Providers must receive a minimum sample size of 30 respondents to be included in our customer satisfaction tables.
Post Office Money credit card FAQs
Does Post Office Money offer an eligibility check?
Yes. Post Office Money offers a tool called Fast Checker which can tell you if you’re eligible for a card before applying.
The tool does a ‘soft search’ of your credit file, so it won’t impact your credit score.
Where are Post Office Money credit cards accepted?
Post Office Money credit cards are issued under the Mastercard network, so are accepted at millions of places in the UK and abroad.
Can I use my Post Office credit card abroad?
Yes, but only the Platinum card offers fee-free spending. Fees will apply if you use the Matched and Balance Transfer credit cards abroad.