We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies. You can understand more and change your cookies preferences here.

Getting a mortgage

13 articles

How to get a mortgage: find out about how much you'll be able to borrow, boosting your chances of being accepted and the mortgage application process.

How much can you borrow?

Last updated: Mar 2020

Find out how much a bank is likely to lend you for a mortgage with our 'How much can I borrow?' calculator, plus how lenders use affordability testing to make their decisions.

Improving your mortgage chances

Last updated: Mar 2020

Find out how to boost your chances of being accepted when you apply for a mortgage.

Finding the best mortgage deals

Last updated: Apr 2020

Follow our tips to find the best mortgage deals on the market, however much you're borrowing.

Choosing a mortgage broker

Last updated: Mar 2020

A decent mortgage adviser can find the best mortgage for you and apply on your behalf. Discover questions to ask when choosing a mortgage broker and how commission and fees work.

Online mortgage brokers

Last updated: Mar 2020

These days you can find and apply for a mortgage at the touch of a button. Find out how online mortgage brokers work, the differences between sites including Habito and Trussle, and the pros and cons of using one.

Applying for a mortgage

Last updated: Mar 2020

Not sure how the mortgage application process works? You're not alone. Find out the steps you need to take when applying for a mortgage

What is a mortgage agreement in principle (AIP)?

Last updated: Mar 2020

Find out everything you need to know about agreements in principle, including the pros and cons of getting one.

Mortgage valuations explained

Last updated: Apr 2020

Find out how a mortgage valuation works, what valuations cost, how they differ from house surveys and what to do if you're given a ‘down valuation’.

Mortgages for self-employed buyers

Last updated: Mar 2020

Getting a mortgage if you're self-employed can be a challenge, but it's certainly not impossible. Find out how to improve your chances of having your application accepted.

Contractor mortgages: how to get one

Last updated: Mar 2020

Find out how you can improve your chances of getting a mortgage to buy a home as a contractor or freelancer, as well as how banks will assess your application.