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Getting a mortgage

11 articles

How to get a mortgage: find out about how much you'll be able to borrow, boosting your chances of being accepted and the mortgage application process.

How much can you borrow?

Last updated: Mar 2019

Find out how much a bank is likely to lend you for a mortgage with our 'How much can I borrow?' calculator, plus how lenders use affordability testing to make their decisions.

Improving your mortgage chances

Last updated: Nov 2018

Are you thinking of applying for a mortgage soon? Find out how to maximise your chances of being accepted.

Finding the best mortgage deals

Last updated: Jun 2019

Follow our tips to find the best mortgage deals on the market, however much you're borrowing.

Choosing a mortgage broker

Last updated: Nov 2018

A decent mortgage adviser can find the right mortgage for you and apply on your behalf. Discover questions to ask when choosing a mortgage broker and how commission and fees work.

Online mortgage brokers

Last updated: Jan 2019

These days you can find and apply for a mortgage at the touch of a button. Find out how online mortgage brokers work, the differences between companies including Habito and Trussle, and the pros and cons of using one

Applying for a mortgage

Last updated: Aug 2018

Not sure how the mortgage application process works? You're not alone. Find out the steps you need to take when applying for a mortgage

Mortgages for self-employed buyers

Last updated: Aug 2018

Getting a mortgage if you're self-employed can be a challenge, but it's certainly not impossible. Find out how to improve your chances of having your application accepted. 

Contractor mortgages: how to get one

Last updated: Nov 2018

Find out how you can improve your chances of getting a mortgage to buy a home as a contractor or freelancer, as well as how banks will assess your application

Getting a mortgage when pregnant

Last updated: Apr 2018

Need advice on getting a mortgage when pregnant or on maternity leave? Follow our five expert tips to reduce the stress of buying a family home.

How can parents help first-time buyers?

Last updated: Dec 2018

Want to help your child get onto the property ladder by contributing to their deposit or acting as a guarantor for their mortgage? Our guide explains your options.

Bank of England base rate and your mortgage

Last updated: Aug 2018

Find out how the base rate will affect your mortgage payments and what to do if you’re on a tracker, discount or SVR mortgage when the base rate rises - plus calculate how much your monthly payments might increase.
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