Planning a budget

How to plan an effective budget

  • How to build a budget that works for you
  • What to do if you spend more than you earn
  • Expert advice on sticking to your budget
  • Useful budget planning tools and resources

What's in this guide

Planning your budget: a step-by-step guide

Our five-step, expert guide to building a budget you can stick to

Six budgeting tips for balancing your household finances

Spending more than you earn? Try our quick tips for re-balancing your budget

How to manage your budget successfully

Top tips for making sure your budget stays up to date, so your spending stays under control

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