Planning a budget

How to plan an effective budget

  • How to build a budget that works for you
  • What to do if you spend more than you earn
  • Expert advice on sticking to your budget
  • Useful budget planning tools and resources

What's in this guide

Planning your budget: a step-by-step guide

Our five-step, expert guide to building a budget you can stick to

Five top tips for balancing your budget

Spending more than you earn? Try our quick tips for re-balancing your budget

How to manage your budget successfully

Top tips for making sure your budget stays up to date, so your spending stays under control

Useful budgeting tools and resources

Find out which budgeting software and websites Which? experts rate

Which Ltd is an Introducer Appointed Representative of Which? Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority. Which? Mortgage Advisers and Which? Money Compare are trading names of Which? Financial Services Limited. Your home may be repossessed if you do not keep up repayments on your mortgage.