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How to find the best credit card in 3 steps

Discover which credit card would be the most appropriate for your spending habits with our handy tool.

In this article
Coronavirus (COVID-19) credit card update How do I find the best credit cards?
Use our credit card finder quiz Where can I apply for a credit card?

Coronavirus (COVID-19) credit card update

The Financial Conduct Authority (FCA) wants lenders to continue to offer payment holidays on credit cards, loans and other finance agreements in a bid to help ease the financial hardship caused by the coronavirus outbreak.

Keep on top of the latest news and advice related to the COVID-19 pandemic with Which?

How do I find the best credit cards?

Credit cards can help you manage your finances in a number of ways, depending on what type of card you choose.

Balance transfer credit cards can help reduce the cost of existing debt, while those who can afford to pay off their bill in full can take advantage of a cashback credit card to earn as they spend every month.

Whatever type of credit card deal you're looking for, the Which? Money Compare comparison tables let you search hundreds of credit cards to help you choose the most suitable deal for you, based on the quality of service as well as cost and benefits.


Use our credit card finder quiz



Where can I apply for a credit card?

The quiz highlights the most commonly used credit cards but there are other types that might better suit you.

If you travel abroad regularly, for example, you might consider applying for a credit card that charges low fees on overseas spending. To compare the different types of credit card deal, go to Which? Money Compare

We know that customer service is also an important factor for many of you when choosing a credit card. That's why the Which? Money Compare comparison tables display our unique customer satisfaction ratings for credit card providers alongside each card.